Pervaz Ali

A well-presented, industrious and highly personal individual who has extensive in-depth experience of the entire banking industry. Possessing a huge range of abilities from providing support and leadership to junior staff right through to being able to successfully sell the money, credit and products of a bank. Able to gain the trust of customers and interacting with people from all backgrounds.

Also having a proven record of contributing to the profitability of previous employers by generating income and revenue growth. I am now looking forward to making a significant contribution to a financial institution that offers a genuine opportunity for progression.

Cash Officer (OG3 / OFF II) - Habib Bank Limited (HBL)

(2018-01 - 2026-05)

• Accountable for branch operational activities, ensuring high service levels and SBP statutory & regulatory compliance.
• Executed error-free financial transactions (cash receipts/payments) and non-financial operations per bank SOPs.
• Posted opening/closing cash balances, printed statements, and tallied physical cash with general ledger.
• Safeguarded the cash vault, branch stationery, and ATM assets to effectively mitigate operational risk exposure.
• Prepared comprehensive Cash Management reports adhering strictly to SBP guidelines and Clean Note Policy.
• Managed ATM cash replenishment, regular balancing, and complex digital transaction reconciliation.
• Acted as joint custodian of Vaults, Safe keys, and ATM keys to protect secure branch areas.
• Recovered customer service charges accurately in accordance with the formal Schedule of Bank Charges (SOBC).
• Generated proactive customer referrals and cross-sold financial products to enhance branch revenue growth.
• Identified and escalated suspicious transactions and audit vulnerabilities directly to the BOM/Line Management.

Diploma in Office Management (D.O.M) - Office Management - Punjab Board of Technical Education, Lahore

B.A - BZU Multan

Intermediate - ICS - BISE DG Khan

Matriculation - BISE DG Khan