Qalbe Abbas

Chartered Accountant (ACA - ICAP) with 4+ years of professional experience in Internal Audit, Financial Reporting, and Corporate Finance. Currently working at KPMG Pakistan in Risk Advisory, with experience in risk-based internal audits, risk assessment, internal controls, and compliance reviews across various industries. Previously worked at Gas & Oil Pakistan Limited, a Saudi Aramco joint venture, gaining experience in IFRS financial reporting, corporate finance, budgeting, management reporting and taxation.

Internal Audit & Risk Advisory - KPMG Pakistan

(2026-06)

Executing risk-based internal audit assignments for manufacturing and pharmaceutical clients, with a focus on process risks, internal controls and practical audit outcomes.

• Plan and execute risk-based internal audit engagements, assess process-level risks and translate audit objectives into structured audit programs and testing procedures.
• Develop Risk & Control Matrices (RCMs), conduct walkthroughs and evaluate the design and operating effectiveness of key controls through risk-focused testing.
• Review end-to-end business processes including Procure-to-Pay (P2P), procurement and demand planning, inventory management, fixed assets and production planning.
• Perform transaction-level and master-data analysis using Oracle ERP extracts and advanced Excel to identify anomalies, control exceptions and areas requiring deeper investigation.
• Evaluate procurement governance, budgetary controls, vendor due diligence, delegated authorities and adherence to approved policies and procedures.
• Prepare clear audit observations incorporating control deficiencies, root causes, risk implications and practical recommendations for process improvement.
• Discuss exceptions with process owners, assess management responses and maintain audit documentation, issue logs and follow-up actions for reporting.
• Coordinate audit activities and guide team members in evidence collection, sample selection and documentation to support timely, quality engagement delivery.

Financial Reporting | Corporate Finance | Budgeting | Internal Audit - Gas & Oil Pakistan Limited (A Joint Venture with Saudi Aramco) — Oil Marketing Company, Pakistan - Pakistan

(2022-11 - 2026-05)

Cross-functional finance experience spanning financial reporting, corporate finance, budgeting support and management reporting.

• Supported preparation of IFRS-compliant financial statements, management accounts and periodic reporting schedules, including general ledger reviews and reconciliations.
• Assisted with financial planning, budgeting inputs, variance analysis and management reporting to support cost monitoring and business decisions.
• Prepared financial analysis and reporting presentations for senior management and Board-level discussions, supporting performance and funding decisions.
• Coordinated corporate finance matters including banking facility renewals, financing proposals, credit documentation, security arrangements and covenant-related requirements.
• Supported treasury and working-capital activities through banking coordination, trade finance documentation, payment processes and review of receivables and liabilities.
• Performed IFRS 9 expected credit loss (ECL) calculations, reviewed receivables exposures and supported year-end reporting and external audit requirements.
• Supported accounts payable, period-end accruals, reconciliations and financial control reviews using SAP S/4HANA and Excel-based analysis.
• Prepared Board and committee papers relating to financing, budgets and corporate matters; supported tax compliance and SECP-related governance documentation.

Associate Chartered Accountant (ACA) - Institute of Chartered Accountants of Pakistan (ICAP) (2026)

Bachelor of Science - Accounting & Finance - National College of Business Administration and Economics

Intermediate (HSSC)

Matriculation