Raffay Ali

Led credit rating assessment for a Kuwait-based insurance company, coordinating multi-stakeholder engagement, financial analysis, and comprehensive rating documentation to support a successful rating outcome. Assisted in the development of a comprehensive strategic relaunch plan for a UAE-based insurance company, supporting market positioning, operational restructuring, and growth strategy initiatives. Formulated a run-off strategy and execution framework for a UAE insurer, spanning legal, financial, and HR workstreams to ensure an orderly wind-down.

Senior Strategy Consulting Analyst - Badri Management Consultancy - Karachi, Pakistan

(2024-08)

• Led credit rating assessment for a Kuwait-based insurance company, coordinating multi-stakeholder engagement, financial analysis, and comprehensive rating documentation to support a successful rating outcome.
• Assisted in the development of a comprehensive strategic relaunch plan for a UAE-based insurance company, supporting market positioning, operational restructuring, and growth strategy initiatives.
• Formulated a run-off strategy and execution framework for a UAE insurer, spanning legal, financial, and HR workstreams to ensure an orderly wind-down.
• Built a financial model and end-to-end business case for a UAE investment firm, supporting a company valuation of AED 600 million and informing strategic growth decisions.
• Assisted in developing Economic and Financial Feasibility components of a business plan to secure a third-party license, ensuring full compliance with the Insurance Authority's requirements for a leading insurance company in Saudi Arabia.
• Contributed to the economic feasibility study and business plan supporting the establishment of a new reinsurance company in Saudi Arabia, ensuring regulatory alignment with the Insurance Authority.
• Authored a comprehensive market scoping report for a leading insurance company in Saudi Arabia, delivering strategic insights on the competitive landscape and growth opportunities in the KSA insurance market.
• Drafted a comprehensive Personal Data Protection Policy in accordance with the Insurance Authority's requirements in Saudi Arabia, for a new venture established by a leading insurance company in the UAE.
• Assisted in the development of a strategic marketing plan, along with conducting competitor and insurance market analysis, for a leading insurance company in the UAE.

Transactional Analyst - Savills - Karachi, Pakistan

(2024-03 - 2024-08)

• Executed strategic market analysis for a leading global real estate firm, identifying high-value opportunities and risk factors to guide transformative investment and expansion decisions.
• Spearheaded the development of a Financial Feasibility Analysis for a leading bank for a REIT fund valued at PKR 31.38 billion.
• Developed multiple Real Estate development models for commercial and residential projects valued at PKR 9 billion.

Management Trainee, Investments and Acquisitions - TPL CORP RMC - Karachi, Pakistan

(2023-05 - 2024-03)

• Authored quarterly economic outlook reports covering Pakistan's macro economy, real estate sector, and REIT market for senior leadership and investor audiences, informing strategic decision-making.
• Executed detailed financial modeling for international, and Local real estate investment opportunity valued at USD 125 million, and PKR 4 billion.
• Provided strategic advisory services, developed a 5-year financial feasibility for regulatory approval, and prepared a business plan for international incorporation.
• Supported capital raising efforts through debt and equity channels, facilitating transactions valued at over PKR 790 million.
• Developed investment proposals, pitches, and business plans for global and local investors, highlighting Company's scope.

Project Trainee - Unilever - Karachi, Pakistan

(2023-01 - 2023-07)

• Experiential Learning Project in Supply Chain Finance and Customer Development (CD) Finance.
• Working on investigating ways for Unilever to improve its distribution and logistics.

Bachelor of Science - Accounting and Finance - Institute of Business Administration, Karachi (2019 - 2023)