Saeed Mehmood

Highly motivated and results-driven Finance and Banking Professional with an MBA in Finance and over 7 years of progressive experience in branch banking operations, finance, accounting, and asset management. Currently serving as Operations Manager, with strong expertise in branch operations, regulatory compliance (SBP), cash management, reconciliations, reporting, and customer service supervision. Proven ability to ensure operational efficiency, risk control, and compliance while supporting business growth.

Operations Manager - HBL Microfinance Bank

(2024-09)

Key Responsibilities (As per JD & Organizational Standards):

• Ensure full compliance with bank policies, SBP prudential regulations, AML/KYC requirements, and internal operational guidelines.
• Supervise and manage branch operations, including cash management, remittances, account opening, and maintenance activities.
• Oversee vault operations, custody of keys, security stationery, and asset safety.
• Monitor suspense, asset, and clearing accounts, ensuring timely reconciliation and adjustment within defined timelines.
• Ensure accurate posting of GL heads, daily balancing of books, and reconciliation of clearing settlement accounts.
• Supervise ATM operations, reconciliation, uptime monitoring, and issue resolution.
• Ensure adherence to approved disbursement procedures and internal control standards.
• Maintain branch security systems, including alarms, fire extinguishers, and safety protocols.
• Prepare and submit operational and compliance reports to regional and head office stakeholders.
• Supervise tellers and branch staff to ensure SBP-compliant cash handling practices.
• Promote a strong compliance culture, risk awareness, and service excellence within the branch.

Branch Banking Officer - HBL Microfinance Bank

(2021-11 - 2024-08)

• Managed daily cash receipts, payments, and reconciliations.
• Handled account opening, documentation, and branch administrative operations.
• Acted as custodian of vault keys and branch assets.
• Ensured compliance with internal controls and regulatory requirements.

Account Officer - Damen Support Program

(2021-10 - 2022-10)

• Managed cash transactions and disbursement activities.
• Assisted in financial reporting and reconciliation of accounts.
• Maintained accurate records of assets and expenditures.
• Ensured timely and compliant financial operations.

Junior Consultant (Admin & Finance) - International Fund for Agricultural Development (IFAD)

(2017-08 - 2019-12)

• Managed staff salaries, travel allowances, and mileage claims.
• Verified bills, invoices, and supporting documents.
• Coordinated with scheme management for fund disbursement and financial tracking.
• Assisted senior management in administrative and financial operations.

Master of Business Administration (MBA) - Finance - National University of Modern Languages (NUML), Islamabad