Sohail Aasi

Results-driven Verification Officer and Risk Compliance Specialist with over 7 years of experience in microfinance and banking operations. Highly skilled in credit risk assessment, loan verification, compliance monitoring, audit control, and MIS reporting. Adept at identifying potential risks, enforcing regulatory policies, and streamlining operational processes to enhance branch efficiency.

Demonstrates strong analytical thinking, problem-solving abilities, and stakeholder communication skills. Committed to maintaining high ethical standards and delivering measurable outcomes in fast-paced financial environments.

Verification Officer (Risk Department) - Khushhali Microfinance Bank - Hafizabad Branch

(2024-09)

• Conduct pre-verification of all loan applications to ensure compliance with bank policies and regulatory standards
• Identify and mitigate credit and operational risks to prevent financial losses
• Perform pre-compliance checks of loan documentation aligned with internal audit requirements
• Escalate high-risk cases and critical findings to Head Office for immediate action
• Prepare weekly and monthly MIS reports to monitor branch performance, loan processing efficiency, and compliance metrics
• Monitor and evaluate branch staff behavior and service quality; report breaches in professional or ethical standards
• Support branch risk management initiatives by implementing process improvements and control measures

Verification Officer (Risk Department) - Escorts Investment Bank - Hafizabad Branch

(2022-06 - 2024-09)

• Verified loan applications for compliance with credit policies and internal SOPs
• Screened and flagged high-risk credit operations for timely intervention
• Conducted pre-audit checks to ensure documentation accuracy and completeness
• Compiled performance and risk reports for submission to Head Office
• Collaborated with branch staff to ensure operational adherence to ethical and professional standards
• Assisted in developing risk mitigation strategies and policy compliance initiatives

Verification Officer (Credit & Risk Policy Compliance Officer) - U Microfinance Bank Ltd - Hafizabad Branch

(2017-07 - 2022-06)

• Conducted 100% pre-verification of loan applications to ensure strict compliance with credit policies
• Identified and assessed credit risks across multiple loan portfolios
• Executed pre-compliance checks on all loan documentation to satisfy audit requirements
• Reported audit findings and non-compliance issues to Head Office
• Generated detailed MIS reports to monitor branch loan performance and operational efficiency
• Evaluated staff adherence to service quality, ethics, and professional conduct
• Supported the implementation of risk reduction initiatives and process improvement strategies

Graduation - Pakistan Studies, Islamiat, Education - Allama Iqbal Open University (2014)

F.A - English, Urdu, Education, Pakistan Studies - BISE Gujranwala (2010)

Matriculation - Arts Subjects - BISE Gujranwala (2008)