Touseef Iqbal

Results-driven Senior Software Engineer, Full Stack Developer, FinTech Expert, and Tech Lead with 6+ years of experience (career commencing 2021) architecting and delivering enterprise-scale distributed systems across FinTech, HealthTech, SaaS, IoT, and Web3 domains. Expert in Distributed Systems &

• System Design | Scalable &

• Cloud-Native Architecture | High-Availability Systems | AI &

• Automation (LLMs) | Web3 &

• Blockchain. Deep expertise in Node.js, Python, Laravel, React.js, TypeScript, Java, ROR, Go, and Angular with strong command of AWS, Kafka, Kubernetes, Docker, and multi-cloud deployments. Expert in FinTech — KYC/AML, payment processing, fraud detection, banking APIs, and recurring billing. Proven track record leading cross-functional teams, integrating AI/ML and chatbot automation into production systems trusted by 500K+ end users. Experienced in mobile app development with React Native and Flutter.

Tech Team Lead & Principal Engineer - Astra Protocol - Lahore, Pakistan · Hybrid

(2025-10)

FinTech, SaaS, IoT & Web3 — 5 simultaneous enterprise platforms

• Acted as Principal Engineer owning end-to-end architecture across Astra KYC (identity & compliance), Astra Exchange (multi-asset trading), DeFi Wallet (non-custodial), ChatX (decentralized messaging), and Intelliz IoT platform
• Architected scalable multi-tenant SaaS systems with 150+ REST APIs, RBAC, and admin dashboards on Node.js, Python, PHP, Laravel, PostgreSQL, MongoDB, React.js, and TypeScript
• Built non-custodial DeFi wallet with multi-DEX aggregation (1inch), Solidity smart contracts, on-chain/off-chain hybrid identity using Solidity, ethers.js, and AWS
• Led Intelliz IoT architecture: device event ingestion pipelines and cloud migration from Rancher Kubernetes to AWS ECS, S3, and Location Services
• Integrated AI/ML, LLM chatbot automation, and fraud detection achieving 95%+ accuracy using InsightFace, Ollama, LangChain, OpenAI, and vector database retrieval
• Provided technical leadership: code reviews, architecture standards, mentored 8+ engineers, and collaborated with CTO on product roadmap and MVP delivery

Platform Engineer (Lead) - One Health Global Technologies - Dubai, UAE · Remote

(2026-01 - 2026-05)

Multi-country enterprise blockchain infrastructure — Healthcare FinTech

• Led multi-organization Hyperledger Fabric blockchain infrastructure enabling trusted data-sharing across national healthcare networks
• Developed Go chaincode (smart contracts) for licensing, KYC, audit trails, and fraud detection ensuring immutable data integrity across Uganda and Nigeria
• Built secure Node.js & Python REST APIs (Hyperledger Fabric SDK) for KYC, licensing, and inter-organization verification
• Delivered React.js and Angular frontend platforms: Products Explorer, Practitioner Portal, and Postals Dashboard for multi-country verification
• Integrated AI/ML chatbot automation for document validation and compliance; containerized via Docker and Kubernetes

Senior Software Engineer - Athelas - Remote · US HealthTech

(2025-03 - 2025-10)

AI-driven RCM, EHR & Ambient AI — 500K+ healthcare providers across the USA

• Built scalable backend services and APIs for patient management and healthcare data processing using Python, Node.js, Java, and Ruby on Rails
• Engineered high-throughput APIs reducing p99 latency by 40% via query optimization and Redis caching; deployed cloud-native microservices on AWS ECS achieving 99.9% uptime SLA
• Integrated ambient AI, LLM chatbot automation, and event-driven Kafka/PostgreSQL pipelines for clinical documentation automation and RCM workflows
• Developed HL7 FHIR integrations with healthcare EMR/EHR platforms for interoperability and clinical data accessibility

Python Engineer - GoCardless - Remote · UK FinTech · Hybrid

(2024-02 - 2024-11)

Global bank payment network — billions in transactions worldwide

• Developed bank payment and recurring billing solutions using Python, Node.js, TypeScript, PostgreSQL, Redis, and AWS — reliability, idempotency, and security at global scale
• Engineered high-performance transaction monitoring APIs in Python with sub-50ms p99 latency; built ML pipelines (PyTorch) for anomaly detection and AI/chatbot integration into payments intelligence
• Deep FinTech expertise: KYC/AML, PSD2 Open Banking, payment reconciliation, fraud scoring, and financial compliance

Backend Developer Lead - ibex. - Lahore, Pakistan · Hybrid

(2024-09 - 2025-02)

Domains: FinTech, eCommerce, AI, Healthcare, SaaS

• Led backend team of 10 engineers across FinTech, eCommerce, and AI product lines: code standards, architecture guidelines, and best practices
• Delivered backend systems in Java, Python, Node.js, and Laravel on AWS; integrated AI/ML and LLM chatbot automation for product recommendation, fraud detection, and customer support
• Drove microservices and API gateway design for distributed FinTech and eCommerce environments; owned CI/CD pipelines and cloud deployments

Software Engineer - NetSol Technologies - Lahore, Pakistan · Hybrid

(2023-01 - 2024-02)

Global IT — FinTech, HealthTech, Automotive Finance & Enterprise Software

• Worked across FinTech, HealthTech, automotive finance, and AI projects using Python, Node.js, Java, Laravel, and React.js
• Delivered automotive leasing & asset finance (NFS Ascent platform) — contract management, payment scheduling, and financial reporting APIs for USA, UK, and APAC clients
• Built FinTech microservices for payment processing, invoice management, and credit risk scoring with KYC/AML compliance; integrated AI/ML for anomaly detection and predictive analytics
• Developed React.js and Angular frontends for enterprise dashboards; deployed on Azure with Kubernetes and CI/CD for zero-downtime delivery

Full Stack Developer - Sentax Lab - Gujranwala, Pakistan · On-site

(2023-03 - 2023-08)

• Built Meattend — event planning platform for UK businesses: React.js + Material UI frontend, Laravel backend APIs, and Node.js microservices
• Developed Edvise — university application platform with Laravel backend, Python automation scripts, student workflows, data models, and processing APIs

Associate Software Engineer - Quadacts Technologies - Gujranwala, Pakistan · Hybrid

(2023-01 - 2023-05)

• Built 6 production web platforms (furniture e-commerce, pharmaceuticals, bazaar, Tasky) using React.js, Node.js, and Laravel; developed Django REST APIs for FinTech and Java Spring Boot services

MERN Stack Engineer (Internship) - Webevis Technologies - Lahore, Pakistan · On-site

(2022-10 - 2023-01)

Internship

• Developed Global Environmental Analytics Platform: CRM, admin portal, and dashboards using React.js, Node.js, and Laravel APIs; Firebase push notifications; built Angular reporting modules and React Native mobile screens

Frontend Developer (Internship) - Hixol - Gujranwala, Pakistan · On-site

(2022-07 - 2022-08)

Internship

• Built UK waiter-as-a-service web app in Next.js & React.js; RTK Query API management; built React Native mobile companion screens

Node.js & Python Developer (Internship) - Internee.pk - Remote

(2021-06 - 2021-07)

Internship — Career Start 2021

• Built Express.js + MongoDB RESTful backend with Passport.js auth, session management, and RBAC; developed Python automation scripts and Laravel & Node.js APIs for assignment management workflows

Bachelor of Science - Information Technology (Hons.) - University of the Punjab (2017 - 2021)