Umar Rafique

ACCA Affiliate with 19+ months of experience in audit, financial reporting, and tax compliance across 15+ SME clients. SAP S4/HANA (FICO) certified, with hands-on proficiency in QuickBooks and Xero. Delivered a 10% reduction in reporting errors and a 12% gain in operational efficiency. Strong grounding in IFRS and ISAs, seeking an associate role within a leading professional services firm.

Audit Associate at Yaqub & Co Chartered Accountants (2026-04 – Present)

• Executed external and internal audit engagements in line with International Standards on Auditing (ISAs).
• Prepared financial statements, managed bookkeeping, payroll, and bank reconciliations for a diverse client portfolio.
• Filed corporate, individual, and sales tax returns, and managed SECP compliance and statutory filings.
• Improved client operational efficiency by 8% and reduced reporting errors by 3% through process review.

Junior Accountant at Accountech Business Consultants (2025-05 – 2026-01)

• Prepared financial statements for 15+ SME clients and filed 200+ UK tax returns in full HMRC compliance.
• Reduced reporting errors by 10% and improved workflow efficiency by 12% through process optimisation.
• Reconciled client accounts across multiple engagements using QuickBooks, Xero, and Excel.

Junior Accountant at BBG Professionals Chartered Accountants (2024-11 – 2025-04)

• Prepared statutory financial statements for UK-based clients under IFRS and IAS standards.
• Processed individual and corporate UK tax returns, including Self-Assessment and Corporation Tax.

ACCA — Affiliate (Qualified) – Association of Chartered Certified Accountants (2026-03)

BSc (Hons) in Applied Accounting – Oxford Brookes University