Senior Finance Associate at The Ijaz Group (2025-01 – Present)
- Lead month-end and year-end close processes for a multi-entity organization, delivering accurate financial statements consistently on time and with minimal supervision.
- Oversee full-cycle accounting operations — accounts payable/receivable, payroll for 50+ employees, and cash management.
- Build and maintain rolling budgets, variance reports and KPI dashboards providing real-time visibility into business performance.
- Conduct client-level and departmental profitability analysis, tracking cost-to-revenue ratios and delivering actionable recommendations that improve margins.
- Drive automation of financial workflows and reporting processes, reducing manual effort and improving turnaround times across the finance function.
- Present monthly financial results and forward-looking insights to non-financial stakeholders, translating complex data into clear, decision-ready narratives.
Finance Associate at The Ijaz Group (2022-06 – 2025-01)
- Managed full general ledger accounting, transaction recording, accruals, reconciliations, and monthly close maintaining clean, audit-ready books at all times.
- Processed end-to-end payroll including tax withholdings and statutory deductions, ensuring accurate and compliant disbursements each cycle.
- Prepared monthly cost analysis and staff utilization reports, equipping management with insights to optimize headcount spend and resource allocation.
- Assessed client revenue against staffing and operational costs, identifying margin risks and cost-saving opportunities across service lines.
- Collaborated with department heads to set budgets, monitor actuals, and deliver timely variance commentary aligned to business goals.
- Managed AR/AP cycles and vendor/client correspondence, maintaining healthy working capital and strong stakeholder relationships.
- Liaised with tax consultants for annual filing preparation and submission, maintaining full compliance with statutory requirements.
Accounts Executive – Finance at ABL Asset Management (2021-07 – 2022-06)
Leading Asset Management Company, Pakistan
- Maintained books of accounts for a portfolio of conventional and Islamic mutual funds within an ERP system, ensuring accurate and compliant financial records.
- Reconciled bank accounts and managed all banking transactions, ensuring timely investment settlements and zero discrepancies month over month.
- Recorded and revalued equity and fixed-income investment positions on a mark-to-market basis, supporting accurate NAV reporting.
- Prepared cash flow forecasts and financial position reports to support fund liquidity management and investment planning.
- Supported quarterly, half-year, and year-end account closings in line with regulatory reporting deadlines.
Credit Analyst at Fundo Loans – Australia (2020-08 – 2021-02)
Microfinance Lender
- Evaluated creditworthiness of loan applicants through detailed financial statement analysis and risk assessment within a regulated Australian lending environment.
- Produced structured credit memos with clear approval/rejection rationale, building a consistent record of sound and defensible credit decisions.
- Developed financial models and spreadsheets to support credit analysis on new, refinanced, and amended loan applications.
Consultant – Advisory at EY Ford Rhodes (2019-09 – 2020-07)
Big 4 Firm
- Served as District Team Lead on a large-scale advisory engagement, overseeing field operations, district fund administration, and monthly reporting to project leadership.
- Planned and assigned monitoring visits, conducted surprise audits, and resolved administrative issues across the assigned project office.
Trainee Accountant at Allied Solutions – UK (2019-01 – 2019-06)
UK-Based Accountancy Firm
- Managed bookkeeping for UK-based individual and business clients — bank reconciliations, sales/purchase invoicing, and payment allocation.
- Prepared and filed VAT returns in compliance with HMRC requirements using cloud-based accounting platforms.
Audit Intern at EY Ford Rhodes (2018-08 – 2018-10)
Big 4 Firm
- Assisted in ensuring complete, accurate, and timely audit information was reported; supported management of audit resources and assignments.
- Coordinated with investment managers, brokers, and financial advisers while maintaining compliance obligations and delivering responsive client service.
