Senior Accountant at One432 (2024-04 – 2026-03)
- Maintain & ensure accurate financial records and General Ledger accounts.
- Perform bank, customer, and vendor reconciliations.
- Manage Accounts Payable (AP) and Accounts Receivable (AR).
- Prepare monthly, quarterly, and annual financial statements.
- Perform month-end and year-end closing activities.
- Process payroll and ensure timely salary payments.
- Monitor cash flow and prepare cash flow reports.
- Prepare budgets, forecasts, and variance analyses.
- Prepare Sales Tax and Income Tax returns.
- Analyze financial data and prepare management reports.
- Maintain accurate inventory records and implement effective inventory control measures to ensure optimal stock utilization and minimize losses.
- Ensure proper internal controls and accurate financial documentation.
- Coordinate with banks, vendors, and internal departments.
- Identify opportunities to improve accounting processes and operational efficiency.
Accounts & Finance Manager at Sunuba Salon (2020-03 – 2023-04)
- Maintain & ensure accurate financial records and General Ledger accounts.
- Perform bank, customer, and vendor reconciliations.
- Manage Accounts Payable (AP) and Accounts Receivable (AR).
- Prepare monthly, quarterly, and annual financial statements.
- Perform month-end and year-end closing activities.
- Process payroll and ensure timely salary payments.
- Maintain fixed asset registers and depreciation schedules.
- Prepare Sales Tax and Income Tax returns
- Support internal and external audits by providing financial records and documentation.
- Analyze financial data and prepare management reports.
- Maintain accurate inventory records and implement effective inventory control measures to ensure optimal stock utilization and minimize losses.
- Ensure proper internal controls and accurate financial documentation.
- Coordinate with banks, auditors, vendors, and internal departments.
- Use accounting software and ERP systems to maintain financial records.
- Identify opportunities to improve accounting processes and operational efficiency
Head of Microfinance Program at Asasah (MFI) (2010-07 – 2013-06)
- Develop a comprehensive understanding of the organization's vision, mission, strategic objectives, core values, KPIs, and overall operations.
- Conduct SWOT analyses and cost-benefit analyses of programs under responsibility, ensuring a thorough understanding of program performance, staff roles, and operational functions.
- Improve organizational efficiency by optimizing the use of available resources and facilities in accordance with the directives of the Chief Executive Officer and the Board of Directors.
- Manage organizational operations by planning, directing, and coordinating activities in line with established goals, policies, and strategic objectives.
- Monitor and evaluate the implementation of organizational products and programs to ensure effective execution across all operational areas.
- Contribute to the development of organizational policies, strategic plans, and operational initiatives to support sustainable growth and performance.
Quality Assurance Manager at Asasah (MFI) (2007-07 – 2010-06)
- Develop and implement portfolio quality assurance policies, procedures and standards
- Ensure compliance with organizational policies, regulatory requirements, and donor guidelines.
- Monitor adherence to credit policies, SOPs, and operational manuals.
- Conduct regular branch quality audits and field monitoring visits.
- Review loan files and documentation for completeness and accuracy
- Verify compliance with lending procedures and internal controls.
- Monitor loan portfolio quality and identify high-risk branches
- Analyze Portfolio at Risk (PAR), delinquency trends, and loan recovery performance
- Train branch managers, loan officers, and operational staff on policies and procedures.
Accounts & Finance Manager at Asasah (MFI) (2003-01 – 2007-06)
- Maintain & ensure accurate financial records and General Ledger accounts of Branches and Area Offices
- Perform bank, and customer reconciliations.
- Manage Accounts Receivable (AR).
- Prepare monthly, quarterly, and annual financial statements.
- Perform month-end and year-end closing activities.
- Maintain fixed asset registers and depreciation schedules.
- Support internal and external audits by providing financial records and documentation.
- Analyze financial data and prepare management reports.
- Ensure proper internal controls and accurate financial documentation.
- Coordinate with banks, auditors, vendors, and internal departments.
- Use accounting software systems to maintain financial records.
- Identify opportunities to improve accounting processes and operational efficiency
- Training to Staff on the financial documentation and records
Financial Monitoring Associate at Kashf (MFI) (1999-09 – 2002-12)
- Develop and implement portfolio quality assurance policies, procedures and standards
- Ensure compliance with organizational policies, regulatory requirements, and donor guidelines.
- Monitor adherence to credit policies, SOPs, and operational manuals.
- Conduct regular branch quality audits and field monitoring visits.
- Review loan files and documentation for completeness and accuracy
- Verify compliance with lending procedures and internal controls.
- Monitor loan portfolio quality and identify high-risk branches
- Analyze Portfolio at Risk (PAR), delinquency trends, and loan recovery performance
- Train branch managers, loan officers, and operational staff on policies and procedures.
Consultant (Special Consultancy) at Trade Worx and Care Central Pharmacy (2023-05 – 2023-12)
Provided specialized Accounts and Finance consultancy services to Pharmaceutical Distribution Trade Worx and Care Central Pharmacy, including the preparation of two years' financial statements for onboarding new partners and the compilation of two years' income tax return data to address FBR notices, ensuring compliance with regulatory and financial reporting requirements.
Accounts Teacher at National Business College of Business Administration & Economics (NCBA & E) and Kinnaird College for women (2008-01 – 2011-12)
Taught "Financial Accounting" course to postgraduates' students in "National Business College of Business Administration & Economics (NCBA & E)" and "Kinnaird College for women" as a visiting faculty.
