Zea Rehman
Experienced Banking Professional - Risk Management & Islamic Banking Specialist
About
An experienced banking professional with a proven record of success within Industry and Consultancy in Pakistan & Middle East Region in Conventional & Islamic banking. Demonstrates strong understanding of Credit Risk & Operational Risk Management practices Wholesale & Retail Banking, Credit Underwriting Review, Risk Governance & Oversight, Risk Reporting Framework & Credit Monitoring and Audit of a bank, Compliance and Islamic Product Development & Micro Finance.
Key strength areas include: Islamic Product Development and Policies / Guideline according to Islamic Sharia, Enterprise Risk Management and Conversion from conventional bank MIS to Islamic banking MIS.
Other areas of expertise: Implementing financial systems SunGard Financial Systems Project & Human Resource.
Experience
Chief Risk Officer - Bakhtar Bank, Kabul - Afghanistan
(2016-08 - 2023-05)
Looking after the Risk Management Department covering Credit Risk, Operational Risk, Market Risk & Liquidity Risk and Basel Implementation. Board member supervising different RMD committees.
Advisor for Enterprise Risk Management & Compliance and Micro Finance Projects - Multiple Banks in Pakistan - Pakistan
(2023-01)
VP-Head of Risk & Compliance - Kuwait Finance House - Kuwait
(2009-01 - 2016-12)
Responsibilities for looking after the SME & Corporate, Enterprise Risk Management covering all risk and credit policy, periodic review, and credit report, monitor the credit granting process. Involved in credit committee meetings for approval of loans. Also looking after the compliance issues related to bank.
AVP Credit Risk - NIB Bank Pakistan Ltd (Formerly PICIC) - Pakistan
(2005-01 - 2009-12)
Evaluation of risk profile of customer proposals for direct investment, and monitoring for risk exposures. Reviewing financial statements, credit reports, and applicable ratios (i.e. Debt ratios, loan-to-value). Islamic Banking Product Development according to Islamic Sharia requirement.
Relationship Manager - KASB Bank - Pakistan
(1996-01 - 2005-12)
Lead Corporate and SME teams for banking to increase the bank's loan book and handle the credit portfolio of clients.
Human Resource / Finance Manager & Deputy Manager Commercial - Multiple Shipping Companies - Pakistan
(1983-01 - 1996-04)
Education
MBA - Master of Business Administration - Institute of Business Administration Pakistan (1984)
B.Com - Bachelor of Commerce - Karachi University Pakistan (1980)
