Future Hatim

Certified Anti-Money Laundering Specialist (CAMS) with progressive experience across banking, financial services, AML/CFT compliance, and internal audit. Experienced in developing and strengthening AML/CFT frameworks within exchange house environments, with expertise in financial crime risk management, transaction monitoring, sanctions compliance, regulatory reporting, and compliance monitoring. Demonstrated ability to enhance control effectiveness, mitigate regulatory risks, support regulatory inspections, and engage effectively with regulators and key stakeholders.

Finance Manager at Busy Bee Delivery W.L.L (2025-05 – Present)

• Lead governance, compliance, and internal control initiatives supporting organizational objectives.
• Monitor operational risks and strengthen internal control effectiveness across business functions.
• Support policy implementation, compliance reviews, and management reporting to enhance accountability and risk management.

Internal Auditor – AML/CFT at National Exchange Company (2024-05 – 2025-05)

• Conducted risk-based AML/CFT audits.
• Assessed the effectiveness of transaction monitoring, sanctions screening, customer due diligence, and suspicious transaction reporting controls.
• Evaluated compliance with Qatar Central Bank requirements, FATF Recommendations, and internal policies.
• Reported audit findings, identified regulatory gaps, and monitored corrective action implementation.

Deputy Money Laundering Reporting Officer (Deputy MLRO) at National Exchange Company (2021-05 – 2024-05)

• Supported oversight and execution of the institution's AML/CFT compliance framework and regulatory obligations.
• Acted on behalf of the MLRO when required, supporting AML/CFT governance, regulatory reporting, compliance oversight, and stakeholder engagement.
• Conducted enterprise-wide ML/TF risk assessments, compliance monitoring, and customer risk assessment activities.
• Managed investigations of unusual and suspicious transactions and supported the preparation and submission of Suspicious Activity Reports (SARs).
• Supported engagement with the Financial Information Unit (FIU) and regulatory authorities regarding AML/CFT reporting and information requests.
• Participated in four regulatory inspections, supporting regulatory responses, remediation plans, and corrective action initiatives.
• Contributed to compliance committee reporting and management reporting activities.
• Participated in the enhancement and implementation of a Compliance and Transaction Monitoring System and the development of AML/CFT policies, procedures, and training programs.

AML/CFT Analyst at National Exchange Company (2020-01 – 2021-05)

• Performed transaction monitoring investigations, sanctions screening, and customer risk assessments.
• Conducted customer due diligence (CDD), enhanced due diligence (EDD), and periodic customer reviews in line with regulatory requirements.
• Escalated suspicious activities and supported AML/CFT reporting processes.
• Assisted in enhancing monitoring controls and compliance procedures.

Relationship Officer – Business Development at Export Development Bank (2017-02 – 2019-02)

• Identified and secured new business opportunities aligned with institutional goals.
• Coordinated interdepartmental collaboration for project implementation and client onboarding.
• Designed customized banking products based on market demand and client feedback.

Corporate Finance Officer – Trade Finance at Export Development Bank (2016-02 – 2017-02)

• Assessed corporate client financing applications, including feasibility studies and risk factors.
• Managed export trade finance operations in line with UCP600 and URC522 standards.
• Ensured regulatory compliance and documentation accuracy in cross-border transactions.

Senior Accountant at Tiger Land Travel & Tourism (2013-10 – 2015-02)

• Prepared financial reports, reconciliations, and accounting records.
• Supported budgeting, financial analysis, and internal control activities.

Bachelor's Degree in Banking & Financial Studies – Sudan Academy of Banking and Financial Science (2013)