Soumya Pendela

TPH Consultant with 5 years of experience in implementing and supporting enterprise payment solutions. Specialized in SWIFT, RTGS, and Instant Payments, with hands-on expertise in configuring end-to-end payment workflows, including inward and outward message processing. Proficient in ISO 20022 transformations (MT to MX, CBPR+) and API-based integrations with core banking and external systems.

Experienced in T24 local development, enhancing system performance, scalability, and customization. Strong ability to design functional solutions. Proven track record across the full Software Development Life Cycle (SDLC), from analysis and design to deployment and support.

Software Engineer - Orion Innovation

(2024-08)

• Configured SWIFT CBPR+ setups within TPH to support ISO 20022 compliance and regulatory mandates.
• Designed and developed custom local enhancements in TPH aligned with EDB's business and operational requirements.
• Analysed, developed, and resolved issues in L3 Java enrichments within TPH to support client-specific payment processing needs.
• Implemented SWIFT payments with CBPR+ (ISO 20022) compliance and integrated KNPS (local RTGS clearing) and AFAQ (GCC cross-border RTGS clearing) within TPH.
• Designed and implemented Payment APIs as per client requirements, enabling seamless integration with external systems.

Associate Product Engineer - Temenos India Pvt. Ltd - Bengaluru, Karnataka

(2021-10 - 2023-07)

• Designed high-level and low-level technical solutions based on client requirements, ensuring alignment with business needs, system architecture, and Temenos Payment Hub (TPH) standards.
• Developed and enhanced Versions, Enquiries, and L3 APIs to support customized payment processing flows and meet specific client functional requirements.
• Worked on multiple Clearings including SIC, EUROSIC, SGMEPS, HKCHATS, HKFPS and FEDNOW, contributing to configuration, integration, and support activities to ensure stable and efficient payment operations.
• Developed Apache Camel-based Maven projects to implement robust payment integration workflows, enabling seamless message routing, transformation, and processing across systems.
• Performed validation of payment message structures using XSLT transformations and XML schemas to ensure compliance with SWIFT and ISO 20022 standards.
• Troubleshot and resolved issues across T24 modules, XSL transformations, and schema validations, ensuring smooth end-to-end payment processing and minimizing system disruptions.
• Worked on end-to-end payment lifecycle development involving ISO 20022 message types such as pacs.008, pacs.009, pacs.004, pacs.002, camt.056, and camt.028, camt.052, camt.053, camt.054,pain.001, pacs.009Cov … ensuring seamless processing across payment flows.

Bachelor of Electronics and Communication Engineering - Electronics and Communication Engineering - Gurunanak Institutions Technical campus (2016-08 - 2020-06)