Mohamed Hamouda

Results-driven Banking Professional with over 10 years of robust experience in the Saudi financial sector, specializing in Real Estate Finance and Personal Finance. Proven track record at leading financial institutions and financing companies, including Sahal Finance, Arab National Bank, Samba Bank, Saudi Investment Bank, and Al Inma Bank. Possesses a valid transferable Iqama, Saudi Monetary Agency (SAMA) personal banking certification, and a strong commitment to achieving sales targets and delivering exceptional client service.

Personal & Real Estate Finance Specialist at SHL Finance Company (2026-06 – Present)

• Managing personal and real estate finance portfolios, ensuring compliance with company policies and regulatory frameworks.
• Building strong pipelines and facilitating seamless processing of client finance applications to meet monthly sales targets.

Real Estate Finance Officer at Arab National Bank (ANB) (2021 – 2026-06)

• Managed mortgage and real estate finance portfolios, guiding clients through the entire credit approval and acquisition lifecycle.
• Achieved regional sales targets by developing strong relationships with real estate developers and individual clients.

Real Estate & Personal Finance Officer at Samba Financial Group (2019 – 2021)

• Handled end-to-end processing of personal and housing finance applications in compliance with SAMA regulations.
• Evaluated customer creditworthiness and structured financial packages tailored to client profiles.

Personal & Housing Finance Officer at The Saudi Investment Bank (SAIB) (2015 – 2018)

• Promoted retail banking products, focusing heavily on personal and housing loans to expand the bank’s market share.
• Maintained high customer satisfaction ratings through prompt query resolution and efficient loan processing.

Personal & Housing Finance Officer at Al Inma Bank (2013 – 2015)

• Initiated outreach to prospective clients, introducing Sharia-compliant personal and real estate finance solutions.
• Collaborated with cross-functional credit teams to expedite loan disbursements.

Residential Finance Officer at Al-Saeed Real Estate (2012 – 2013)

Financial Coordinator at Netnet Services (2011 – 2012)

Bachelor of Laws (LL.B.) – Mansoura University, Egypt (2009)

ICDL Certificate – Mansoura University, Egypt