Saad Bin Zahoor

Accountant with 4+ years of hands-on experience in bookkeeping, accounts payable & receivable, bank reconciliation, VAT compliance, and financial reporting for small and medium-sized entities across the Gulf region. Managed a portfolio of 15+ clients (5 in Saudi Arabia, 1 in the USA, and 9 in Pakistan) across trading, real estate, and service sectors, using QuickBooks, Zoho Books, Buildium, and Microsoft Dynamics AX. Skilled in journal entries, general ledger maintenance, IFRS-compliant financial statement preparation, and VAT/Value Added Tax return filing (ZATCA).

Available for immediate joining. Open to employer visa sponsorship.

Senior Auditor & Accountant at Khwaja Tanveer & Co. Chartered Accountants (2022-03 – Present)

• Delivered full-cycle bookkeeping and accurate accounting records for a portfolio of 15+ clients (5 in Saudi Arabia, 1 in the USA, and 9 in Pakistan) across trading, real estate, and service sectors.
• Led end-to-end audit engagements for small and medium-sized entities — planning audit procedures, conducting risk assessment, and executing substantive testing of revenue, receivables, payroll, fixed assets, and cash & bank balances.
• Delivered IFRS-compliant financial statements and periodic management reports for multiple client accounts, enabling timely and informed decision-making.
• Ensured full ZATCA compliance for Saudi Arabian entities by preparing and reviewing VAT returns.
• Delivered accurate, audit-ready bookkeeping using QuickBooks and Zoho Books for local and international clients.
• Strengthened financial accuracy through detailed bank, supplier, and customer reconciliations, and general ledger reviews.
• Identified and recommended internal control improvements during audit engagements, strengthening client risk management.
• Ensured on-time month-end and year-end closing across multiple client portfolios.

Account Executive – Remote at Cedge Accounting (2022-01 – 2024-08)

• Delivered accurate bookkeeping and accounting records for Saudi Arabian clients across trading and service industries.
• Delivered periodic, IFRS-compliant financial statements using the Microsoft Dynamics AX ERP system.
• Managed Buildium accounting, journal entries, and reconciliations, ensuring accurate financials for real estate sector clients.
• Ensured ZATCA-compliant VAT reporting by preparing and submitting returns for KSA-based entities.
• Resolved data integrity issues by reconstructing and correcting missing or misallocated accounting entries.
• Maintained data accuracy and reliability through detailed bank and balance sheet reconciliations.
• Improved financial reporting accuracy, supporting management in strategic financial decision-making.
• Partnered with client management teams to deliver timely, accurate accounting and reporting outputs.

CA Finalist in Chartered Accountancy – Institute of Chartered Accountants of Pakistan (ICAP)

Bachelor of Commerce in Commerce – Riphah International University