Lim Joann

As a final year Actuarial Science student at NTU, I am passionate about using data to solve complex problems and manage risk.

My skills in financial analysis and statistical modelling allow me to tackle real-world challenges with both creativity and precision. I thrive on learning new techniques, whether it's in coding or understanding financial models, and I aim to become a qualified actuary through the IFOA examination.

Corporate Actuarial Intern at Pacific Life Re (2025-10 – Present)

Corporate Actuarial Intern at Pacific Life Re

• Automated extraction and compilation of mortality, morbidity and lapse tables, reducing manual processing time by 40%
• Developed and structured MAS reporting tables in Excel for the upcoming MAS regulatory submission, categorising treaties into High-Level vs. Full EA segments and mapping them to CI, Life and DMTM lines of business
• Reconciled MAS sample model points with valuation outputs by balancing PV BE Cashflows across premiums, claims, expenses against company model results
• Performed quarterly updates to MAS assumption review files by integrating new treaty information, reviewing modelling methodologies, and validating LOB/MLOB mappings to ensure regulatory-aligned actuarial inputs
• Supported quarterly valuation and capital reporting on MAS basis
• Executed quarterly internal model runs, including filepath updates, data extraction and 75th and 85th percentile validation for mortality and CI

P&C Structured Solutions (PCSS) Intern at Swiss Re (2025-05 – 2025-07)

P&C Structured Solutions (PCSS) Intern at Swiss Re

• Conducted in-depth financial and market analysis of key APAC insurance markets, aligning insights with strategic reinsurance objectives
• Translated complex financial data into visually compelling charts and presentations, contributing to internal decision-making and client engagement efforts
• Identified new business opportunities through detailed review of insurer financial statements and market positioning
• Utilised publicly available financial information and statutory regulator filings under both IFRS4 and IFRS17 to support analytics and reporting processes

Accounts Assistant Intern at Bensyl Consultancy Services Pte Ltd (2024-05 – 2024-07)

Accounts Assistant Intern at Bensyl Consultancy Services Pte Ltd

• Entered and maintained accurate accounting data into computerised accounting software, generating precise financial statements from source documents
• Collated information and prepared schedules required for management reporting, audit compliance and tax submissions
• Organised administrative tasks such as general filing, typing and accounts-related documentation to support efficient operations

Bachelor of Business in Actuarial Science – Nanyang Technological University (Nanyang Business School) (2023-08 – 2026-06)

UK GCE A Levels in Mathematics, Further Mathematics, Economics – Sunway College (2021-07 – 2022-11)