
Savin Christopher Thomas
Data Scientist — Credit Risk Analytics & Applied AI (NLP / LLM)
Talent
SingaporeMember since April 18, 2026
Collection ScorecardsReject InferencingVintage AnalysisRoll Rate AnalysisPythonSHAPXGBoostRandom ForestLogistic RegressionFastAPI deploymentChromaDBEmbeddingsRAGFlutterDartOptuna
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Collection ScorecardsReject InferencingVintage AnalysisRoll Rate AnalysisPython
About
Data Scientist specialising in credit risk modelling (application, behavioural, collection scorecards) and applied NLP/LLM systems including RAG pipelines. Skilled in model validation and AI-driven risk workflows, currently delivering in a live BFSI internship.
Experience
Data Science Intern - Scientist Express - Mumbai
(2025-10)
- Build and evaluate supervised ML models (XGBoost, Logistic Regression) on real-world BFSI datasets
- Engineer features and produce validation reports leveraging KS, Gini, AUC-ROC, and capture rate metrics
- Collaborate with senior data scientists to support end-to-end model deployment and business decisions
Flutter App Developer (Consultant Trainee) - Formula Group - Bengaluru
(2024-01 - 2024-06)
- Delivered cross-platform mobile app features using Flutter and Dart, improving UI/UX and resolving critical bugs
Education
B.Tech - Computer Science Engineering - CMR University (2018 - 2023)
Skills
Data ScientistCredit Risk Analytics & Applied AI (NLP / LLM)