Vigneshkumar Subramaniyan

Credit and branch operations professional with 8+ years of experience in credit assessment, loan processing, appraisal, branch operations, customer service and data management. Strong exposure to credit risk review, financial analysis, documentation, compliance and Advanced MS Excel.

Administration Assistant Cum Data Entry Operator and Light Duty Driver - Telecommunications Consultants (TCIL) Kuwait - Kuwait

(2025-10)

• Manage administrative support, data entry and document handling to maintain accurate and organized records.
• Provide light-duty driving support and assist with day-to-day office coordination as required.

Assistant Branch Manager - Shirinidhi Capital Finance Pvt Ltd

(2025-05 - 2025-09)

• Supported daily branch operations, customer service and coordination of lending activities.
• Assisted with appraisal, documentation and approval processes while maintaining accurate records.

Branch Credit Manager - IIFL Finance

(2022-06 - 2025-01)

• Managed branch credit assessment, appraisal and approval activities while ensuring compliance with lending policies.
• Reviewed financial information and credit risk to support sound lending decisions and portfolio quality.

Front Line Officer - L&T Finance Holdings (LTFH)

(2019-05 - 2022-07)

• Handled customer interactions, loan documentation and initial credit-related processing for branch operations.
• Coordinated applications and supported timely completion of appraisal and approval requirements.

B.B.A / B.M.S - Bharathidasan University, Trichy (2024)

Diploma in Hospitality & Hotel Management (2009 - 2012)

Higher Secondary School - Govt. High School, Semmangudi, Tamil Nadu, India (2008 - 2009)