Durga Prasad

Having good experience in leadership and direction in the financial services and products industry. Combine expertise in technical and analytical qualifications along with knowledge and background of Risk Management. Offer strong background with Loan Servicing and Asset Management.

Credit Manager at IIFL Finance (2025-03 – Present)

• Handling all the Branches of around Andhra pradesh
• Qualified the quarterly contest and APTS 2nd place of vizag branch
• Eligibility program under ABB, GST & ITR basis, LIP, RTR Programs
• Taking care of Technical and legal Approvals
• Handling Vendors empalments and visiting branch audits
• Maintain Daily TAT and Underwriting in on time and quick disbursement process
• Team Handling and coordinating with sales Team For documentation process
• Physical PD's of Collateral & Business properties and analyzing the business activities
• Coordinating with Internal operation and Finance team for timely proper disbursement
• Having Approval Authority of Secured Business loans which is LAP
• Supporting the collections visits and follow-up the customers

Credit Manager at Ugro capital limited (2023-03 – 2025-03)

• Handling all the Branches of Andhra Pradesh and Telangana locations
• Eligibility program under ABB, GST & ITR basis
• Taking care of Technical and legal Approvals
• Handling Vendors creating and payments
• Maintain Daily TAT and Underwriting in on time and quick disbursement process
• Team Handling and coordinating with sales Team For documentation process
• Physical and video PD process and analyzing the business activities
• Coordinating with Internal operation and Finance team for timely proper disbursement
• Having Approval Authority of both Secured and un-secured cases
• Supporting the collections visits and follow-up the customers

Credit Manager at Bajaj Finance Limited (2022-05 – 2023-03)

• Preparing CAM and CIBIL verification
• PD and underwriting and VKYC process Resi geo and office geo process in real time basis
• Marinating Daily TAT and Underwriting in on time and quick disbursement process
• Team Handling and coordinating with sales Team For documentation process
• Preparation of various MIS on daily, weekly and monthly basis and giving PPT
• Analyzing Financials and Technical and legal reports. And take deviations of critical cases
• Coordinating with Internal operation and Finance team for timely proper disbursement
• Approving the SALPL & BL cases Login in branch's by verifying the documents and eligibility
• Handling all the Branches of Andhra Pradesh & Telangana and Tamilnadu & Pune

Credit officer at Muthoot Fincorp Limited (2021-08 – 2022-04)

• Analyzing Financial of companies to check the eligibility for SME loan process
• Preparing CAM and CIBIL verification
• PD and underwriting
• Maintain complete process for loan borrowers for login to disbursements
• Coordinating with Sales Team for Documentation
• Preparation of various MIS on daily, weekly and monthly basis
• Coordinating with Internal operation and Finance team for timely proper disbursement
• Approving the SME cases Login in branch's by verifying the documents and eligibility
• Handling all the Branches of Andhra Pradesh

Credit Process Associate at CITI BANK NA (2019-01 – 2021-07)

• Verifying and validating the KYC documents to check if it is meeting the MCP as per the company norms and proceed with the file for login
• Understanding the cibil and cedupe reports and if it is meeting the policy norms will go ahead in preparing the CAM
• Experienced in preparing the financials and banking plotting for all BL and HL
• Adherence to all AML and KYC policy of thecompany
• Highlighting the observations to the Credit Manager once the complete CAM is prepared
• PDD updating and follow-up
• Coordinating with Business team and operations team in getting the file disbursed post approval
• Maintaining good TAT throughout the entire process
• Initiating FI and FCU for all cases in understanding and negating the possibility of fraud

Senior Associate at WNS Global services (2017-01 – 2019-01)

• Client meetings and providing entire monthly productions
• Email and web conversations with team members and TL'S
• Daily production controls
• Team handling
• Achieving production targets
• Entire projects operations
• Maintaining good TAT and backup data throughout entire process
• Shipping and logistics of entire Lytx process

MBA in Finance – JNTUK Kakinada University (2017 – 2019)

BSc in Computer Science – Andhra University (2013 – 2016)

ITI in Government – Provisional National Trade of Andhra Pradesh (2013 – 2013)

Board of Intermediate – B V K Jr College – Visakhapatnam (2010 – 2012)

SSC – New Saithi Talent School, Visakhapatnam (2010 – 2010)