Daniel McKenzie

CFA charterholder with sixteen years across wealth management, retirement plans, portfolio management, and investment analysis — spanning a wirehouse practice built from cold start, a founded RIA with a private investment partnership, and a specialty in defined benefit and 401(k) plan design as a tax-minimization strategy.

Rare differentiator: hands-on builder of proprietary financial technology, including a multi-agent AI planning platform with Plaid integration, Monte Carlo simulation, and tax-optimization engines. Returning to client-facing advisory and investment work with both deep planning judgment and the ability to build the tools a modern practice runs on.

Financial Advisor • Investment & Retirement Plan Specialist - Advisory South • Level Four Financial - Montgomery, AL

(2020-02 - 2024)

Joined Level Four Financial in Feb 2020; moved with the full team to Advisory South in Nov 2022. Wound down active practice in 2024 to develop financial technology products full-time.

• Advised individuals and businesses on goals-based financial plans, portfolio construction, and risk/return positioning across the full client lifecycle, from onboarding through ongoing monitoring and rebalancing.
• Designed and administered defined benefit and 401(k) plans — vesting, match, and profit-sharing structures — as tax-minimization strategies; advised plan trustees on plan design and investment menus.
• Led employee education and enrollment programs; oversaw portfolio performance reporting against investment policy constraints.
• Sourced new business through seminars, webinars, and digital channels; coordinated estate planning and wealth transfer strategies with clients' outside counsel.

Managing Member — Registered Investment Advisor - Kintail Capital, LLC

(2016-08 - 2020-02)

Founded and operated an RIA; served as investment advisor to Kintail Partners Fund, LLC, a private investment partnership, applying blended top-down macro and bottom-up security analysis.

• Owned all regulatory and compliance matters; drafted SEC Form ADV, compliance manual, business continuity plan, and client agreements.
• Developed comprehensive financial plans for private clients and managed the full portfolio management process.

Financial Advisor - Merrill Lynch

(2010-05 - 2016-08)

Built an advisory practice from cold start at a wirehouse; established client investment objectives, executed portfolio strategies, and coordinated estate and wealth transfer planning with outside advisors.

Project Consultant - Brown Chambless Properties, LLC

(2009-02 - 2010-04)

Originated and underwrote market-rate multifamily assets across the Southeast and Mid-Atlantic; designed and built the firm's financial model for new construction and acquisition/rehab deals.

AVP, Acquisitions / Project Finance - Summit Asset Management, LLC

(2004-07 - 2009-01)

Originated, underwrote, financed, and developed affordable housing assets across the Southeast and Midwest — $200M+ in transaction volume, growing the portfolio from 3,800 to 11,000+ units.

• Negotiated purchase agreements and limited partnership agreements with equity providers; worked with attorneys and investment bankers on multifamily housing revenue bond issuance.

Postgraduate Study - Advanced Financial Analysis - Universidad Católica Argentina (2003 - 2003)

B.S. - Commerce & Business Administration - University of Alabama (2002 - 2002)