Senem Kanat

Finance Manager with 13+ years of progressive experience across Financial Control, Financial Reporting, FP&A, Treasury Control and accounting within QNB Group. Strong background in IFRS reporting, financial analysis, management reporting, budgeting, audit coordination and finance process improvement. Experienced in reviewing accounting treatments, strengthening internal controls, improving reporting processes and translating financial data into actionable management insights.

Financial Reporting & Budget Planning Manager at QNB eSolutions (2025-07 – Present)

• Lead annual budgeting and business planning, coordinating cross-functional stakeholders and ensuring timely planning outputs.
• Prepare monthly management reporting, financial performance analysis and executive presentations; deliver weekly CEO/CFO reporting with KPI and business performance insights.
• Perform actual vs. budget/forecast variance analysis, identifying business drivers and areas requiring management action.
• Ensure compliance with IFRS accounting policies and support implementation of updated accounting standards.
• Drive finance transformation through process improvement and automation of accounting and reporting activities.
• Support strategic planning through financial modelling, scenario analysis and business insights.

Treasury Control Assistant Manager at QNB Türkiye (2024-08 – 2025-07)

• Managed treasury control activities covering forwards, swaps, repos, futures and government securities.
• Performed daily reconciliations and control procedures to ensure transaction accuracy, completeness and regulatory compliance.
• Strengthened internal controls with treasury, accounting and risk teams; supported reporting, risk monitoring and process improvements.

Financial Reporting Assistant Manager at QNB Türkiye (2017-09 – 2024-08)

• Prepared monthly IFRS financial reporting packages for QNB Group in accordance with group reporting requirements.
• Coordinated year-end and interim audits with Big Four audit teams and internal stakeholders.
• Reviewed accounting treatments for IFRS and internal policy compliance; supported IFRS 9 and IFRS 16 implementation and reporting.
• Prepared management reports, financial statements and analytical reports for senior management.
• Automated SAP accounting entries and reporting processes, improving efficiency and reducing manual workload.
• Used Microsoft SQL and Advanced Excel to analyse financial data and strengthen reporting quality.

Credit Card Accounting Supervisor at QNB Türkiye (2013-03 – 2017-08)

• Managed accounting and reconciliation processes for credit card products and supported timely month-end closing.
• Prepared financial reports and improved operational efficiency through process enhancements and automation.
• Resolved accounting and reconciliation issues with internal stakeholders.

Credit Risk Officer at QNB Türkiye (2012-02 – 2013-03)

• Supported credit risk assessment and monitoring; prepared risk analyses and contributed to portfolio reporting.
• Ensured compliance with internal policies and regulatory requirements.

B.A. in Public Finance – Anadolu University (2011 – 2015)

M.A. in Application of the IFRS 9 Expected Credit Loss (ECL) Model in Banks