Ahmed A El Moudaffar

Detail-oriented banking and lending professional with 10+ years of experience in consumer lending, loan processing, relationship management, and business banking. Experienced in processing loans from application through funding, including HELOCs, auto loans, personal loans, and refinance transactions. Proven ability to review documentation, coordinate with underwriting, ensure regulatory compliance, and provide exceptional client service while managing a high-volume pipeline.

Loan Officer / Consumer Loan Processor - Climb Credit Union

(2021-06)

• Process consumer loans from application through funding, including HELOCs, auto loans, personal loans, and refinance transactions.
• Review loan applications for accuracy, completeness, and compliance with lending guidelines.
• Collect and verify income, asset, insurance, title, appraisal, and credit documentation.
• Prepare complete loan files for underwriting and coordinate with underwriters to satisfy loan conditions.
• Process HELOC applications, review title commitments, appraisals, homeowner's insurance, and closing documentation.
• Prepare disclosures and closing packages while ensuring compliance with federal and credit union regulations.
• Coordinate loan closings and funding with members, title companies, and internal departments.
• Process loan payments, payoffs, collateral releases, and post-closing documentation.
• Maintain accurate loan files and ensure quality control throughout the lending process.
• Manage an $11.8 million relationship portfolio while identifying lending opportunities and providing customized financial solutions.
• Build long-term member relationships through consultative lending and exceptional service.

Relationship Manager / Senior Business Banker - Wells Fargo

(2014-06 - 2021-03)

• Managed business and consumer banking relationships while providing customized financial solutions.
• Originated business and consumer loans, lines of credit, and deposit products.
• Conducted financial reviews and credit analysis to support lending decisions.
• Assisted clients with commercial and consumer banking needs while identifying opportunities to deepen relationships.
• Built referral networks that increased new business and portfolio growth.
• Consistently exceeded sales, service, and client satisfaction goals.
• Maintained compliance with bank policies, lending regulations, and risk management standards.

Finance Manager - Stevenson Toyota

(2009-08 - 2014-03)

• Structured and processed automotive financing transactions from application through funding.
• Verified borrower documentation and coordinated lender approvals.
• Prepared finance contracts while ensuring compliance with lender and regulatory requirements.
• Presented financing options, warranties, GAP coverage, and protection products.

Bachelor's Degree - Business