Anwi Yunga

Results-driven BSA/AML Analyst with 5+ years of experience in suspicious activity monitoring, transaction monitoring alert investigations, fraud detection, OFAC compliance, and financial crime analysis within banking environments. Skilled in conducting first-level alert investigations, analyzing transactional activity and payment flows, identifying anomalies and red flags including layering and pass-through activity, and escalating high-risk cases for enhanced review and SAR determination. Extensive experience in KYC/CIP/CDD/EDD reviews, negative news screening, sanctions compliance, and preparing clear investigative narratives to support case disposition.

Proficient in Actimize, Unit21, LexisNexis, SAS, Salesforce, and Microsoft Office Suite. Strong knowledge of BSA, USA PATRIOT Act, OFAC, and FinCEN regulatory requirements.

AML/KYC Analyst at Morgan Stanley (2025-05 – Present)

• Conduct first-level investigations of transaction monitoring alerts using a risk-based approach to identify suspicious activity, unusual behavior, and potential financial crime risks.
• Analyze customer transactional activity, payment flows, and account behavior to identify anomalies, red flags, layering, and unusual transaction patterns.
• Perform KYC/CIP/CDD/EDD reviews on new and existing high-risk clients across multiple business sectors requiring AML approval.
• Conduct investigations using tools such as Actimize, Unit21, LexisNexis, SAS, RDC, and Salesforce to evaluate alert validity and determine risk exposure.
• Document investigative findings and supporting evidence, including screenshots, research findings, and transaction analysis, within case management systems.
• Prepare detailed alert narratives explaining activity reviewed, investigative steps performed, findings, and rationale for disposition decisions.
• Escalate complex or high-risk alerts for enhanced investigation and potential SAR filing in accordance with internal procedures.
• Draft SAR reports when suspicious activity is identified and risk cannot be mitigated.

AML/OFAC Analyst at Wells Fargo Bank (2023-12 – 2025-04)

• Investigated real-time wire transfer alerts and OFAC-related transaction inquiries to identify sanctions risk and suspicious activity.
• Performed OFAC screening and sanctions reviews to ensure compliance with regulatory requirements and watchlist controls.
• Conducted KYC reviews on questionable accounts and performed customer risk assessments using internal risk-scoring models.
• Reviewed customer transactional history to determine expected versus unusual activity patterns.
• Conducted adverse media and public-source research to support enhanced due diligence reviews.
• Maintained detailed investigative documentation to support quality assurance, audit, and regulatory review.
• Investigated suspicious activity in accordance with Bank Secrecy Act and USA PATRIOT Act requirements.
• Escalated high-risk activity to senior investigators and compliance teams for further review.

AML/Fraud Analyst at Access Bank (2021-01 – 2023-11)

• Reviewed high-volume transaction monitoring alerts to identify suspicious behavior, fraud indicators, and potential money laundering activities.
• Monitored institutional transactions and reconciled customer accounts to identify anomalies and suspicious patterns.
• Investigated unusual account behavior involving potential fraud, money laundering, and financial crime risks.
• Analyzed transaction data, customer information, and research findings to determine whether activity warranted escalation.
• Escalated suspicious activity to the Financial Intelligence Unit (FIU) for enhanced investigation.
• Prepared investigative reports summarizing findings and recommended disposition decisions.
• Maintained awareness of evolving AML typologies, financial crime trends, and regulatory requirements.
• Supported fraud prevention efforts by identifying vulnerabilities and recommending risk mitigation measures.

Bachelor of Science (B.Sc.) in Political Science – University of Buea, Cameroon (2018)