Armando Sandoval

Analytically and detail driven Senior AML/BSA Analyst with 10 years of experience focusing on alerts, enhanced due diligence (EDD) reports, suspicious activity reports (SARs), OFAC, KYC, and AML software management/maintenance.

Principal Areas of Practice

• Preparation of Enhanced Due Diligence (EDD) reports
• Preparation of suspicious activity reports (SAR)
• Alerts review and disposition
• 314a results review and disposition
• OFAC results review and disposition
• Preparation of currency transaction reports (CTR)
• Review of CIF / CIP reports for accuracy
• Holistic reviews of customer relationships
• Making risk level recommendations for customer relationships based on investigative findings
• Reviewing co-workers, contractors work for quality and accuracy
• Training of new employees in EDD process
• Testing, calibrating and creation of AML software alerts/rules
• Testing, calibrating and creation of High risk customer criteria
• Generating high risk customer, transactional, customer type, and related data reports (monthly)
• Daily data feeds monitoring and validation (ACH, Wires, Checks, Foreign exchange etc.) 
• Data reconciliation between core system and AML software 

• Created a user friendly macro enabled excel consisting of transaction type/originators/beneficiaries totals, ranges and percentages. As well as, spike analysis charts, monthly totals, year to year analysis for the completion of EDDs in an accurate and timely manner. With additional features to promote consistency between investigators.
• Complete data clean-up of AML software followed by proper importing of data
• Installation of a custom wire report that allows the bank to monitor international wires and can create custom alerts
• Assist the BSA Officer in updating the BSA Department’s policies and procedures regarding the AML software and daily processes. 

Company Title Date

American Business Bank BSA Senior Analyst 04/2022 - 12/2023

Bank of Hope Senior BSA Investigative Analyst I 09/2021 – 04/2022

Citizens Business Bank BSA Specialist II (Sr.) 07/2019 – 09/2021

U.S. Bank RCA Pro. AML 11/2016 – 07/2019

Merchant Bank of California, N.A. BSA AML Analyst 04/2015 – 11/2016

Degree: B.S. in Business Administration-Management with a minor in Economics

School: Cal State University Los Angeles

Dates of attendance: Jun 2013 – Sep 2015