Barbara Evans
Senior Underwriter
Talent
Aiken, SCMember since October 7, 2026
FHAVA (LAPP)USDABond programsConventionalJumboManual UnderwritingCertified DE Underwriter (DE X186)Underwriting Help Desk SupportTraining and certifying new Underwriters and ProcessorManaging guideline updates and communicating changesCovering pipeline updates and escalations during manager absencesExperience across Shipping, Closing, Processing, and limited OriginationStrong communication and training skillsAbility to interpret complex guidelines and assist team membersHigh-volume, high-accuracy underwriting performanceEncompassMultiple mortgage software systemsMultiple mortgage LOS systemsMulti‑state underwritingHigh-volume productionTraining & leadershipGuideline interpretation
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FHAVA (LAPP)USDABond programsConventional
About
My professional experience in the past 40+ years has enhanced my skills in thinking for long term and short-term strategic planning. Known for strong teamwork, independent productivity, and the ability to learn new systems and guidelines quickly. I excel in environments where accuracy, communication, and collaboration are essential. I welcome feedback, adapt quickly to change, and consistently support team members with guideline interpretation, training, and pipeline management.
Experience
Senior Underwriter at Granite Bank (2025 – 2026)
- Senior –level: FHA/VA/USDA/Conventional underwriting, Bonds
Team Lead/Senior Underwriter at Sente Mortgage (2018 – 2025)
- Led underwriting team, with training
- Managed guideline updates & complex loan scenarios
- Multiple states and complex loans
- Certifications
- DE Underwriter (DE X186)
- VA LAPP (09902)
- USDA
- TX Vet
- Bond Programs (multiple states)
- Technical Skills
- Encompass (primary)
- Multiple mortgage LOS systems
- Manual Underwriting
- Jumbo Underwriting
- Additional Strengths
- Multi‑state underwriting
- High-volume production
- Training & leadership
- Guideline interpretation
- Measurable achievements
- Multiple Awards and acknowledgements
- Underwrote an average of 635 loans per year with less than 2% QC Findings
Skills
Senior Underwriter
