Blessing Ugochukwu

AML/KYC investigator with 6+ years in financial crime investigations, transaction monitoring, EDD, and sanctions screening. Delivers audit-ready case narratives and SAR recommendations while improving investigative efficiency and mitigating risk.

AML Investigator - FIRST CITIZENS BANK - Dallas

(2023-12)

• Investigate alerts and customer activity for money laundering, fraud, terrorist financing, and other financial crime risks
• Analyze complex transactions with Actimize, SAS AML, and LexisNexis; prepare regulatory-ready case narratives and SAR recommendations
• Reduced investigation turnaround time by 20% while meeting quality and productivity targets and maintaining audit-ready documentation

AML/KYC Compliance Analyst - FIRST UNITED BANK - Dallas

(2020-03 - 2023-12)

• Reviewed transaction monitoring alerts and conducted OFAC, PEP, adverse media, and sanctions screening for onboarding and periodic reviews
• Performed EDD on high-risk customers, assessing beneficial ownership, source of funds, jurisdictional exposure, and customer risk
• Maintained 100% compliance in internal reviews with no regulatory findings; contributed to alert optimization and risk model improvements

Bachelor of Science (B.Sc.) - Health Science - Imo State University