Mortgage Loan Originator at Coast2Coast Mortgage LLC (2025-06 – Present)
- Originate, structure, and submit residential mortgage applications in compliance with FHA, VA, and conventional loan guidelines.
- Collect and validate financial documentation for pre-approval and underwriting.
- Utilize Encompass, LendingPad, Arive, and Blend LOS systems.
- Coordinate closely with processors, underwriters, title agents, and attorneys to ensure compliance, reduce processing delays, and maintain borrower satisfaction.
- Maintain current knowledge of TRID, RESPA, and QM/ATR regulations.
Mortgage Loan Originator at FLO Mortgage (2023-02 – 2025-06)
- Originated and closed residential mortgage loans in accordance with CFPB regulatory standards and lender overlays.
- Identified borrower eligibility and matched with best-fit loan products through comparative pricing tools.
- Ensured all documentation aligned with federal compliance standards, including TILA, ECOA, and HMDA.
Mortgage Loan Originator at Approved Mortgage Source, LLC (2022-05 – 2023-02)
- Managed full-cycle loan application process; cultivated relationships with realtors, builders, and attorneys.
- Interpreted AUS findings from Desktop Underwriter and Loan Product Advisor.
- Maintained high-quality pipeline accuracy with an emphasis on audit preparedness.
Mortgage Loan Originator at First Horizon Bank (2021-11 – 2022-04)
- Originated compliant residential mortgage loans while networking with strategic referral partners.
Mortgage Loan Originator at Pawtucket Credit Union (2020-06 – 2021-10)
- Closed over 130 loans totaling $30M in the first year.
- Recognized as Employee of the Quarter for exceptional performance and teamwork.
- Interfaced with loan processors and compliance staff to ensure audit readiness and regulatory adherence.
Compliance Coordinator at Pawtucket Credit Union (2018-05 – 2020-05)
- Led compliance risk assessments and ensured adherence to BSA, AML, OFAC, KYC/EDD, TILA, and HMDA regulations.
- Filed SARs/CTRs using Verafin; liaised with auditors and regulators
- Conducted KYC/EDD reviews of new accounts as well as continued monitoring
- Drafted and updated policies for Board review and regulatory approval.
Compliance Specialist at Navigant Credit Union (2007-02 – 2018-04)
- Investigated 300+ monthly transactions for AML/fraud risk; filed reports with FinCEN.
- Conducted OFAC checks, risk assessments, and KYC/EDD reviews.
- Supported regulatory audits and coordinated with law enforcement on flagged activities.
