Chris Dela Cruz

Financial & MCA Analysis: Evaluated Merchant Cash Advance (MCA) and business loan portfolios to identify refinancing opportunities and assess cash flow risk.

Fraud & Anomaly Detection: Conducted rigorous bank statement audits to uncover unusual transaction patterns, financial discrepancies, and suspicious activity.

Underwriting Support: Interpreted credit bureau reports and synthesized complex financial data into concise underwriting notes to accelerate approvals.

Financial & Document Processing Analyst at NEHLS CONSULTING INC. (2022-01 – 2026-01)

• Financial & MCA Analysis: Evaluated Merchant Cash Advance (MCA) and business loan portfolios to identify refinancing opportunities and assess cash flow risk.
• Fraud & Anomaly Detection: Conducted rigorous bank statement audits to uncover unusual transaction patterns, financial discrepancies, and suspicious activity.
• Underwriting Support: Interpreted credit bureau reports and synthesized complex financial data into concise underwriting notes to accelerate approvals.
• Technical Systems: Leveraged OCR software and CRM platforms to facilitate high-volume financial data extraction.
• Quality Assurance & Process Improvement: Identified and resolved workflow bottlenecks and document discrepancies to maintain strict accuracy standards.

Financial & Document Processing Analyst at GENTRY TECHNOLOGIES & CONSULTING INC. (2022-01 – 2025-01)

• Financial & MCA Analysis: Evaluated Merchant Cash Advance (MCA) and business loan portfolios to identify refinancing opportunities and assess cash flow risk.
• Fraud & Anomaly Detection: Conducted rigorous bank statement audits to uncover unusual transaction patterns, financial discrepancies, and suspicious activity.
• Underwriting Support: Interpreted credit bureau reports and synthesized complex financial data into concise underwriting notes to accelerate approvals.
• Technical Systems: Leveraged OCR software and CRM platforms to facilitate high-volume financial data extraction.
• Quality Assurance & Process Improvement: Identified and resolved workflow bottlenecks and document discrepancies to maintain strict accuracy standards.

Cold Caller & Outbound Sales Representative at TRUALLIANT (2021-03 – 2021-12)

• Lead Generation & Prospecting: Executed high-volume outbound calling campaigns (500+ calls daily) to targeted prospect lists and consistently qualified leads.
• Outreach & Conversion: Conducted tailored pitch delivery and objection handling to reach decision-makers and convert cold calls into qualified, booked sales meetings.
• CRM Management & Data Integrity: Updated and maintained real-time prospect profiles, call disposition notes, and contact details in CRM systems to ensure pipeline accuracy.
• Lead Follow-Up: Managed prospective client pipelines through timely calls and targeted outreach to re-engage cold leads.

BS in Information Technology - Major in Programming – PHINMA UNIVERSITY OF ILOILO (2019-01 – 2023-01)