Dhruvi Kachchhi

Financial Analyst - Liberty Mutual Insurance - NY, USA

(2026-01)

Built and maintained financial models (DCF, scenario analysis, forecasting models) to support capital allocation decisions, improving forecast accuracy by ~18% through structured assumptions and sensitivity analysis.
Led monthly and quarterly close activities by analyzing actual vs forecast performance, identifying key cost drivers, and improving reporting timelines by 20% using automated Excel models.
Prepared detailed financial reports aligned with GAAP standards, ensuring accuracy in income statements, balance sheets, and variance explanations for senior leadership review.
Developed executive dashboards in Excel and Tableau, integrating SQL-based data extraction to transform large datasets into actionable insights for strategic planning.
Conducted industry and competitor analysis using Bloomberg and Capital IQ, leveraging Salesforce data to derive customer-level insights and revenue trends.
Collaborated with finance, accounting, and operations teams to streamline workflows, reduce manual reporting efforts, and improve data integrity across systems.

Finance / Accounting Intern - Galaxy Color Inc. - NY, USA

(2025-06 - 2025-08)

Managed bookkeeping for 40+ clients using QuickBooks, recording invoices, journal entries, and vendor transactions while ensuring accuracy, compliance with GAAP standards, and timely financial reporting.
Performed bank reconciliations for accounts exceeding $8.5M, identifying discrepancies, resolving errors, and improving reconciliation accuracy by 15% through structured review processes and detailed financial tracking.
Supported accounts payable and receivable functions, processing high-volume transactions, monitoring outstanding balances, and improving cash flow visibility through structured reporting and analysis using Excel.
Generated financial reports including cash flow statements, expense analysis, and general ledger summaries, using Excel to provide actionable insights that improved cost control and supported business decision-making.
Represented the company at the JCK Show (Las Vegas), assisting with sales tracking, vendor coordination, and expense monitoring while supporting post-event financial analysis and ROI evaluation.

Financial Analyst - Persistent Systems - India

(2022-03 - 2024-07)

Developed budgeting and forecasting models for BFSI clients using advanced Excel, incorporating scenario analysis to improve planning accuracy and support multi-million-dollar strategic decisions.
Designed and maintained interactive dashboards using Excel and Tableau, consolidating large financial datasets, reducing reporting turnaround time by 25%, and enabling leadership to make faster, data-driven decisions.
Conducted in-depth financial performance analysis by evaluating revenue trends, cost structures, and profitability metrics, delivering actionable insights to improve margins and cost efficiency.
Performed ROI and cost-benefit analysis for digital transformation initiatives, including cloud migration and automation, supporting investment decisions and aligning with long-term financial goals.
Collaborated on cross-functional finance projects, presenting insights on performance improvement, cost reduction strategies, and investment feasibility to senior management.
Assisted in preparing financial statements and internal reports in compliance with GAAP standards, ensuring accuracy, consistency, and audit readiness.
Automated recurring financial reports using Excel macros and data processing tools, reducing manual effort by 30% and improving data accuracy.

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