Chief Financial Officer (CFO) - JN Bank Limited - Jamaica
(2025-01 - 2026-01)
Led financial operations of a $1.8B commercial bank, leading a 35-member team across finance, regulatory reporting, budgeting, planning, and procurement. Accountable for financial reporting accuracy under IFRS, compliance, financial goal setting, and KPIs.
- Directed the first on-time external audit completion (90 days) in six years by restructuring the finance team's audit preparation workflow, clearing legacy reconciliation backlogs, and aligning deliverables with external auditor timelines, averting significant regulatory penalties from Jamaica's Central Bank.
- Restored capital adequacy from regulatory breach (11%) to compliance (13%) by strengthening governance frameworks, improving capital oversight reporting, and implementing tighter internal controls over risk-weighted asset classification.
- Drove $5M year-over-year profitability improvement through targeted cost optimization across procurement, legal & professional fees, IT expenses, and branch rationalization, achieved without staffing reductions.
- Managed $150M revenue budget and developed a 5-year strategic profitability plan, presenting forecasts, cost-to-income ratio targets, and regulatory capital projections to executive leadership and the Board of Directors.
- Reduced month-end close cycle by 7+ days through process redesign of accounting workflows, refined reconciliation scheduling, and clearer unit-level accountability across the 35-member finance team.
- Accelerated financial reporting turnaround by 40% by streamlining the reporting pipeline from data collection through final review, enabling executive leadership to receive decision-quality financials more timely.
CFO (Secondment) - JN General Insurance Limited - Jamaica
(2024-02 - 2024-12)
Led audit recovery efforts, directed conversion from IFRS 4 to IFRS 17, and oversaw financial due diligence for the company's sale.
- Rescued an at-risk external audit facing qualified opinion by taking over a process that had missed regulatory deadlines 3 times and required 2 extensions, closing the audit within 6 months, and eliminating the risk of insurance license rescission by the regulator.
- Directed the IFRS 4 to IFRS 17 conversion under live audit pressure, coaching the team on the new insurance accounting standard, restructuring team responsibilities, and completing all outstanding reconciliations to close the reporting gap to Senior Management, Board and Audit Committees.
- Improved accuracy and timeliness of FSC regulatory reports by 50%, transforming reports that were 2 months overdue into on-time submissions through process redesign and accountability.
- Successfully executed financial due diligence for the sale of the company on behalf of JN Financial Group, delivering all due diligence submissions that supported a completed transaction within 6 months.
CFO & Finance Consultant - JN Fund Managers Limited - Jamaica
(2020-11 - 2025-01)
Direct responsibility for financial strategy for investment brokerage and primary dealer operations, overseeing 21 entities including mutual and pension funds. Managed a 25-person team across three units: core brokerage (1 entity), mutual funds (6 entities), and pensions (14 entities).
- Collaborated and facilitated enterprise transformation by eliminating 90% of manual reporting processes across 21 entities using ERP (Microsoft Dynamics SL/Solomon) modules, re-engineering process flow documentation, and introducing enhanced variance analysis across three finance units, reclaiming approximately one week of team capacity per month.
- Compressed pension plan reporting from 90 days to 30 days for 14 plans, equipping the Boards of Trustees with timely financial insights by automating outputs and reorganizing team responsibilities, no additional headcount employed.
- Restructured 25-person finance team across 3 units (core brokerage firm, 6 mutual funds, 14 pension funds) for greater operational efficiency, achieving on-time external audit close-out within regulatory deadlines while minimizing attrition.
- Strengthened debt covenant compliance, including preparation of borrowing base certificates and lender reporting packages, with the team monitoring covenants on an ongoing basis.
Chief Financial Officer - Mayberry Group of Companies - Jamaica, St. Lucia
(2017-05 - 2020-07)
Oversaw financial and management accounting for a diversified investment group, with $277M in assets, listed on the Jamaica Stock Exchange, ensuring IFRS compliance and internal control improvements.
- Co-facilitated the IPO of Mayberry Jamaican Equities (J$908M / USD $6.7M capital raise), directing financial, administrative, and legal due diligence with the Jamaica Stock Exchange, navigating the legal complexity of listing a St. Lucian International Business Company on the JSE. Specially recognized by the Board Chairman for contributions.
- Directed all financial and management accounting for a diversified investment group (private and public equity holdings across Jamaica and St. Lucia), ensuring robust corporate reporting, IFRS compliance, and control improvements across the Group, monthly reporting to the Board and Audit Committee.
- Implemented ERP modernization for an international subsidiary, upgrading financial systems for a St. Lucian IBC listed on the Jamaican stock exchange, to improve reporting accuracy and consolidation efficiency.
- Supervised the preparation of monthly borrowing base certificates and quarterly lender reporting packages, ensuring compliance with all debt covenants and maintaining strong relationships with lending institutions.
Group Financial Controller - Tortuga International Group - USA, Jamaica, St. Lucia, Cayman Islands, Barbados
(2013-05 - 2016-12)
Managed financial/accounting operations, reporting, and control enhancements across 5 countries for a multi-entity organization. Led SAP implementation replacing QuickBooks for all entities. Ensured compliance with US GAAP and IFRS in statutory and consolidated accounts.
- Completed SAP implementation across 5 companies in 2 years (vs. 4-year plan) by creating a structured IT-Finance project plan. Trained super-users in each entity before go-live and applied lessons learned from earlier rollouts to accelerate subsequent deployments. Successfully converted all operations from QuickBooks.
- Directed multi-entity consolidation across 5 tax jurisdictions under US GAAP and IFRS and, overseeing financial and management accounting, statutory reporting, and control enhancements in the USA, Cayman Islands, Jamaica, St. Lucia, and Barbados.
- Contributed to 32% revenue growth from 2013 to 2017 through strategic initiatives, improved cost controls, and enhanced profitability management across the $10M asset-base group.
Finance Director - Pepsi-Cola Jamaica Bottling Company Limited & Export Division - Jamaica
(2009-06 - 2013-02)
Managed financial operations and legal/compliance for manufacturing, distribution, and export of all PepsiCo beverages, leading a 21-person finance team. Reported to VP – Finance (Caribbean).
- Led SAP implementation across all areas of the organization as Project Leader, managing logistics, resource allocation, and cross-functional coordination throughout the project lifecycle for a PepsiCo franchise manufacturing and distribution operation.
- Transitioned the Finance department to a centralized Latin America shared services center, overcoming language barriers through structured change management and process documentation to maintain reporting continuity during the migration.
- Strengthened financial operations and legal/compliance for manufacturing, distribution, and export, leading a 21-person team and ensuring all Financial Statements met US GAAP, IFRS, and PepsiCo corporate reporting standards.
