AML/Fraud Compliance Analyst - Intuit - Texas City, TX
(2025-01)
- Assisted in maintaining a robust AML program by staying current on industry trends, laws, and best practices.
- Review and validate the correctness of information in reports such as SAR narrative and SAR form on money laundry and fraud cases prior to final approval and sending to FINCEN.
- Improved interdepartmental communication by collaborating with various teams to identify and mitigate risks associated with money laundering.
- Experienced in writing and preparing Suspicious Activity Reports (SARs)
- Review BSA, OFAC and other related regulatory changes and determine impact, if any, to Deloitte policies, procedures, and controls.
- Monitored financial transactions and immediately reported suspicious activity to authorities.
- Enhanced AML compliance by conducting thorough investigations and risk assessments on potential clients.
- Identified threats, vulnerabilities and suspicious behavior patterns to recommend mitigation measures.
- Documented research findings to support risk-based decision-making and resolution to escalated fraud incidents.
- Enhanced detection capabilities for potential fraudulent activities through regular review of account transactions and patterns.
- Produced detailed reports of fraud investigations and presented findings to senior management.
- Evaluated customer data to identify and prevent fraudulent activities.
- Analyzed large amounts of data to find patterns of fraud and anomalies.
- Tracked fraud cases and monitored trends to develop strategies for prevention.
- Assisted investigation and risk management teams with fraud investigations and risk identification.
KYC Risk Analyst - Comerica Bank - Texas City, TX
(2022-01 - 2024-12)
- Enhanced client onboarding process by streamlining KYC procedures and reducing turnaround time.
- Identified potential risks and red flags through comprehensive customer risk assessments, mitigating potential financial losses.
- Provided training to new team members on KYC procedures, resulting in increased productivity and effectiveness.
- Performed quality assurance checks on completed customer files, ensuring accuracy and completeness before submission for review or approval.
- Managed a high volume of client data, maintaining strict confidentiality and adhering to internal policies for information handling.
- Interpreted evidence from multiple tools and systems to determine legitimacy of customer behavior.
- Coordinated ongoing monitoring efforts for high-risk accounts by tracking changes in customers' profiles and transaction patterns.
- Experienced in writing and preparing Suspicious Activity Reports (SARs)
- Reviewed new prospect KYC documents to meet requirements and determine business model risk.
- Analyzed and investigated clients to conduct detailed customer due diligence and enhanced due diligence review.
Risk and Compliance Officer - Deloitte - Texas City, TX
(2021-03 - 2022-12)
- Collaborated with cross-functional teams to ensure a consistent approach to AML risk assessments across all business lines.
- Evaluated transaction patterns and customer profiles to identify potential money laundering trends and typologies.
- Supported senior management by creating reports that highlighted key metrics related to AML program performance.
- Conducted root cause analysis on identified gaps in the AML program, leading to targeted process improvements that increased overall effectiveness.
- Conducted comprehensive AML investigations, resulting in the identification of suspicious activity and timely submission of SARs.
- Experienced in writing and preparing Suspicious Activity Reports (SARs)
- Assisted with the successful completion of internal and external audits through meticulous documentation and timely responses to inquiries.
- Actively participated in industry conferences and training sessions to maintain expertise in current AML trends and regulations.
- Investigated fraud referrals and performed research to minimize risk and resolve inquiries.
- Documented research findings to support risk-based decision-making and resolution to escalated fraud incidents.
- Identified and implemented effective methods for examining and analyzing financial documents.
