Hasham Bhatty

Accomplished Finance Director with 18+ years leading high-volume automotive finance operations and profitability growth. Proven expertise supervising finance departments, mentoring Finance Managers, and improving operational consistency. Successfully averaged 100+ monthly finance deals while generating over $2,800 backend gross profit per deal.

Skilled in lender negotiations, compliance management, deal structuring, and customer financing solutions. Recognized for maximizing finance product penetration, strengthening lender partnerships, and driving dealership profitability. Adept at aligning finance and sales operations to improve customer satisfaction and revenue performance.

Finance Director / Finance Manager - Canobie Lake Toyota/Honda - Salem, NH

(2021-11)

• Averaged 100+ monthly finance deals generating over $2,800 backend gross consistently.
• Supervise finance department operations while training newly hired Finance Managers successfully.
• Drive profitability through strategic finance product presentations and lender negotiations consistently.
• Maintain compliance standards across dealership, federal, and state financial regulations requirements.
• Develop customized financing solutions addressing diverse customer credit and budget requirements.
• Collaborate with sales leadership improving profitability and customer satisfaction outcomes consistently.
• Consistently exceeded monthly production goals while maintaining strong lender approval performance.
• Strengthened lender partnerships through accurate documentation and efficient financing processes.
• Increased finance product penetration through successful warranty and protection package presentations.
• Led high-volume F&I operations ensuring profitability and superior customer experiences consistently.

Finance Manager - Prime Toyota - Lancaster, MA

(2018-09 - 2021-11)

• Delivered 120+ monthly finance deals exceeding dealership production expectations consistently
• Generated over $2,800 backend gross profit through strategic financial structuring consistently.
• Recognized as top-producing Finance Manager within Prime Automotive Group companywide.
• Maximized F&I revenue through successful warranty and aftermarket protection product sales.
• Structured automotive finance agreements supporting diverse customer credit backgrounds.
• Built strong lender relationships securing competitive approvals and maximizing profitability.
• Exceeded monthly sales, finance revenue, and customer satisfaction goals consistently companywide.
• Maintained compliance with dealership policies and automotive finance regulations consistently.
• Collaborated with leadership improving finance department operational efficiency consistently.
• Enhanced customer experiences through tailored financing presentations meeting customer requirements.

Finance Manager - Colonial Automotive Group - Hudson, MA

(2009-03 - 2017-06)

• Recognized as top-producing Finance Manager for highest PRU income generation consistently achieved.
• Maximized dealership profitability through strategic finance product penetration and presentations.
• Structured profitable automotive finance agreements while maintaining strong customer satisfaction.
• Ranked among organizational top performers for backend gross and finance income generation.
• Built lasting lender relationships supporting efficient approvals and dealership financial performance.
• Contributed toward dealership revenue growth through high-performing F&I operations consistently.

Business - Karachi University (1996-05 - 1998-10)