Sr. Associate, Capital Markets & Analytics, Balance Sheet Management - Capital One - McLean, VA
(2024-11)
- Consolidated two balance sheets into a unified ~$660B enterprise treasury framework as part of Capital One's acquisition of Discover Financial Services, ensuring continuity of liquidity positioning and funding compliance through close.
- Develop the monthly funding plan to optimize cost-efficient debt issuance, ensuring all loan portfolios are fully funded and internal liquidity ratios remain within risk thresholds.
- Produce monthly Treasury P&L forecasts and Market Impact reports quantifying how interest rate movements affect balance compositions, rate benchmarks, and spread dynamics to inform executive treasury strategy.
- Automated manual Excel-based treasury processes using Python and rebuilt all team Tableau dashboards, reducing operational risk and improving reporting speed and accuracy for senior stakeholders.
Capital Markets Associate - Risk Management - Fannie Mae - Washington, D.C.
(2024-06 - 2024-10)
- Delivered financial and liquidity reports to the Board of Directors, firm-wide ALCO, senior management, and compliance committees, facilitating high-stakes discussions on capital positioning and risk governance.
- Managed daily cash forecasting across Fannie Mae's liquidity position and redesigned the cash flow reporting framework, modernizing how results were visualized and presented to treasury leadership.
Capital Markets Associate - Treasury Forecasting - Fannie Mae - Washington, D.C.
(2023-06 - 2024-06)
- Produced liquidity and income forecasts across multiple time horizons, identifying key performance drivers and delivering forecast-over-forecast variance analysis to treasury leadership.
- Designed Tableau dashboards to visualize liquidity and income forecast results, improving how findings were communicated to stakeholders across the treasury team.
- Partnered with FP&A and capital markets teams to align forecast assumptions and supported ad hoc scenario and stress testing analysis under varying rate environments.
Financial Rotation Associate - Fannie Mae - Washington, D.C.
(2022-06 - 2023-06)
- Compiled external financial reports including 10-Q and 10-K filings in compliance with GAAP and SEC guidelines and prepared Call Reports mandated by Congress and FHFA.
- Conducted peer comparison analysis between Fannie Mae and Freddie Mac financial filings, identifying areas for reporting improvement and addressing key shortcomings.
- Developed and maintained CRT financial forecast models projecting revenue, expenses, and cash flows while monitoring actuals against forecasts to deliver actionable variance insights.
Relationship Banker - Truist Financial - Washington, D.C.
(2019-09 - 2022-01)
- Advised clients on consumer lending, deposits, and financial products through consultative conversations while consistently meeting or exceeding branch sales targets.
- Maintained strict adherence to internal controls, operational procedures, and risk management policies in a highly regulated banking environment.
