John Navarro

Resourceful Business Development professional with extensive experience in Residential Real Estate, finance, and project management. Proven ability to drive sales cycles, cultivate strategic partnerships, and manage commercial and multifamily accounts. Adept at building relationships with owners, developers, and contractors, leveraging strong negotiation and communication skills to close deals.

Seeking to contribute expertise in health and Life projects establish more growth across Northern California.

PROJECT DEVELOPMENT MANAGER FOR CEO'S - SIA SOLAR & FINANCIAL SERVICES - Sacramento

(2022-11)

SALES MANAGER: SOLAR ENERGY ADVISOR / IT SPECIALIST - SIA SOLAR & FINANCIAL SERVICES - Sacramento

(2011-01)

• Spearheaded outreach sales initiatives across Northern California.
• Functioned as a bilingual (Spanish & English) business developer.
• Provided expert consultation on insurance products including life, term, and final expense policies.

VP OF BUSINESS DEVELOPMENT - NAJSOFT INC. - Sacramento

(2011-01)

• Directed marketing efforts, IT sales strategies, and comprehensive account management.
• Cultivated business programs through targeted outreach initiatives.

CEO - NFIS Navarro's Financial Insurance Solutions / SIA Solutions - Sacramento

(2011-01)

• Managed associate partnerships with major providers including Minnesota Life, Blue Cross, Kaiser, Anthem, Blue Shield, Delta Dental, Securian Life, Midland National, and various senior care services.
• Served as a Certified Health Insurance agent for Covered California.
• Established and developed a specialized Hispanic health and life insurance program across Sacramento and Monterey Counties.

CEO/Owner - Cal State Relocation Inc CS MORTGAGE - Sacramento

(1994-04 - 2009-12)

• Architected a company growth strategy encompassing budget development for commercial projects, property appraisals, residential Broker Price Opinions (BPOs), and loan programs (FHA, Cal-Vet, VA, Reverse Mortgage, Conforming & Non-Conforming).
• Educated consumers on essential financial topics, including budget analysis, creditworthiness assessment, credit counseling, financial planning, first-time homebuyer options, and consumer budget analysis.
• Pioneered an Asset Resolution Program focused on owner retention, loan modification, or short sales, achieving notable success with Bank of America, Wells Fargo, and numerous other lenders and servicers.

Assistant to Branch Manager - Norwest Financial - Sacramento

(1990-06 - 1994-04)

• Contributed significantly to the Northern California Servicing & Bad Debt department, progressing from Collector to Credit Analyst, where I trained new analysts.
• Subsequently promoted to purchase bad debt to enhance the portfolio, and then advanced to Assistant Branch Manager, ultimately becoming Branch Manager.

BS - Organizational Psychology with Computer/Accounting and Business Admin emphasis - SACRAMENTO STATE UNIVERSITY (1987 - 1992)

AA - Business Administration, Accounting & IT - HARTNELL JUNIOR COLLEGE (1985 - 1987)