Consulting Actuary 6/2025-12/2025
Acumen Group Bermuda (Remote)
- Developed key VUL/IUL/UL policy projection tools and coordinated efforts to implement projection and analysis currently maintained by a leading life insurance company.
- Was project lead of major pricing model validation process for large blocks of VUL/IUL/UL business accumulated from prior carriers due to acquisition.
- Developed and implemented current company procedure for ongoing model validation and documentation used by risk support teams.
Associate Actuary 10/2023-4/2025
Ameritas Lincoln, NE
- Developed and maintained company pricing models for new business and inforce blocks of Life business including Term, UL and IUL products
- Was key Product representative for LDTI GAAP transformation and the application of these standards to pricing and profit modeling
- Was lead actuarial support for legal and compliance issues including remediation of STOLI issues, commission arrangements, department of insurance inquiries and IRC 7702/7702A interpretation
- Oversaw key product intiative related to company IUL hedging practices and asset risk
- Was lead Product representative on company expense assumption validation and implementation
- Was main product liason for reinsurance negotations on specific blocks of life business
AVP – Individual Markets Pricing Actuary 9/2022-8/2023
Global Atlantic Financial Group, Inc. Indianapolis, IN
- Maintained profitability of MYGA/FIA/RILA and Payout Annuity blocks of business through product design and rate setting mechanics
- Ran lead on management reporting and weekly pricing committee communications
- Was team lead on A/E Capital maintenance
- Ran pricing models for profit sensitivities subject to various economic factors
- Developed monitoring tools for use in profit review and best practices
Life Actuary 9/2018-9/2022
Global Atlantic Financial Group, Inc. Des Moines, IA
- Involved in remediation project addressing regulatory compliance of life illustrations and annual statements
- Provided subject matter expertise to life insurer client regarding product design and inforce management
- Acted in advisory role to life insurer client on Universal Life and Indexed Universal Life administration and policy guidance
Actuary 12/2004-10/2017
CNO Financial Group, Inc. Chicago, IL
- Developed and implemented Life & Annuity products across various distribution systems (Career Agency, Brokerage, Direct Marketing)
- Filed and secured product approval for various Life & Annuity products across various jurisdictions
- Maintenance of all crediting rates for Life & Annuity products and key liaison with Corporate Investment team
- Developed projection software and illustration package for Universal Life block
- Maintained profit models for all Life & Annuity products and led management reporting process
- Initiated actuarial calculations procedures and led development team related to inter-departmental actuarial support
- Research and development of departmental procedural documents including UL product development procedure, TAMRA & 7702 guideline procedures, AG49 compliance, Nonforfeiture calculation guidelines
- Received Bankers Recognition Award for Outstanding Service – 2005 (Life/Annuity Section)
- Received CNO Patterns of Success – Red Ribbon for Outstanding Performance – 2014 and 2015
Actuarial Assistant 8/1999-12/2004
Conseco Services, Inc. Chicago, IL
- Maintained reserving models for Group Life, Major Medical, DI and Special Risk Business – Group Valuation
- Responsible for quarterly and annual reporting – Claim Liabilities and Active Life Reserves for Group Business
- Developed inter-departmental tools for Claim Liability calculation and Loss Ratio Forecasting/Recasting
- Developed and maintained numerous managerial reporting tools and correspondence
- Assisted with reinsurance treaty analysis and financial reporting related to various forms of reinsurance for Group Life and Major Medical Business
Senior Actuarial Analyst 10/1997-8/1999
Conseco Services, LLC. Chicago, IL
- Maintenance of administrative rating system for all major medical products
- Created special in-house rating system for specialized medical products
- Main contributing analyst for four major administrative system conversions
- Prepared rate filings for Group and Individual Major Medical Forms
- Created Access-based financial valuation system for Group Life & Health business
Actuarial Analyst 11/1994-10/1997
Pioneer Financial Services, Inc. Schaumburg, IL
- Maintenance of rates for all of the company’s underage major medical products
- Financial and Demographic reporting for mandatory state filings
- Main actuarial analyst for departmental and customer complaints and rate inquiries
- Streamlined process for maintenance of new business rate increases
- Involved with the creation of the company’s Group Rating Manual and administrative coding system
