Juljana K

Financial Control, Back Office Operations, Treasury, and Loan Administration Specialist with over 12 years of experience in banking, financial control, and compliance. Strong background in loan operations, treasury transactions, accounts payable, and regulatory documentation. Proven ability to manage financial data integrity, perform reconciliations, ensure policy compliance, and support cross-functional banking operations.

Financial Control Officer - Hab Bank NY

(2024-11)

• Oversee and manage tasks within the finance department.
• Handle various duties across different departments.
• Assist the finance team by preparing financial statements.
• Oversee daily transactions, including accounts payable/receivable, general ledger, and bank reconciliations.
• Participate in regular tax audits and payroll.
• Prepare budgeting reports and forecast revenues.
• Manage month-end and year-end closing processes.
• Monitor the daily performance of the accounting department.
• Organize financial data into usable information and maintain updated records.
• Track the progress of financial and accounting objectives.
• Establish accounting policies and procedures aligned with the company's targets.
• Ensure compliance with the law and protect the organization's value by keeping information confidential.
• Check for accuracy in reports, figures, and postings.
• Perform other accounting and related duties as assigned.

Finance Associate - Notre Dame Academy

(2024-02 - 2024-05)

• Review and reconcile bank and investment accounts.
• Record and post daily general ledger entries in the accounting software.
• Post check paid to the bank's positive pay system.
• Record and reconcile credit card payments to the general ledger.
• Reconcile all general ledger revenue accounts.
• Assist with payroll processing and maintenance of payroll records.
• Reconcile 941 to the general ledger.
• Review daily cash balances and outstanding checks.
• Charge tuition and fees to each students' FACT'S account.
• Prepare the monthly end budget to actual reports.
• Oversee check writing and posting.
• Prepare 1099.
• Review daily the cash receipts journal.
• Request various Certificate of insurance and maintain records.
• Assist families with general inquiries regarding FACTS tuition management and setting up their FACTS account or changing payment plans.
• Follow up via phone and email with delinquent tuition and fee collection.

Loan Review/ Quality Control - Pinnacle Federal Credit Union - NJ

(2019-06 - 2021-01)

• Perform Quality Control/Audit functions for Consumer and Real Estate loans and ensure accuracy of information.
• Ensure all loan documents are accurate as to borrowers, dates, amounts to Loan Policy Compliance.
• Maintain full compliance with all Regulatory requirements and Banks Policies and Procedures.
• Follow-up with CLO to corrected any errors in disbursement of the loan in the system or obtain missing documents.
• Preparing Monthly Quality Control Report for Funded Loans.
• Filing and/or scanning loan documents in Document Management System.
• Monitor and prepare monthly Declined Loan Report.
• Registration of insured auto loan information at Lenders Protection System.
• Assist auditors for questions they may have on missing documentation.
• Providing leasing Company for remaining payments and missing information Car Leases.
• Registration of insurance and collateral information in IPower System.
• Preparing Lien Release Letters for paid off Car Loans.
• Monitor Delinquent Loans and report to Collection Department Operation.
• Assist Loan Officers with the annual review of investment property assets per guidelines.
• Submit file to 3rd party for transfer of servicing.
• Perform other duties and special projects as needed.

Credit Back Office Specialist - Societe Generale Bank - Albania

(2010 - 2015)

• Spearhead the interpretation of different policies and procedures, analyze loan documents, and ensure that all the verification processes meet compliance standards.
• Audit loan documents for multiple types of loans, ensuring that all the procedures are carried out effectively and by deadline.
• Responsible for final validation and loan disbursement in core banking system for all types of loans. Corporate, SME, leasing, and retail lending.
• Impeccable knowledge of loan processing, procedures, and regulations.
• Known for maintaining the integrity of all information related to the documentation process for privacy, reporting, and audit purposes.
• Registration of the insurance in core banking system.
• Monitored early loan repayment and commission for retail customers; followed up to ensure the correct closure of loan per agreement in place with local banks.
• Trained new Back Office Specialists.
• Recognized for processing 40 loans daily during the busiest period of the year.
• Partnered with a co-worker to create a sector that blocked accounts on behalf of the Government.

Treasury Back Office Specialist - Societe Generale Bank - Albania

(2008 - 2010)

• Oversaw accurate execution of Dealing Room transactions.
• Reduced risk by collaborating across many areas including finance, tax, accounting, and business teams to ensure adherence to treasury policies and best practices.
• Monitored bank reconciliations and related general ledger account reconciliations.
• Analyzed financial information for trends and/or variances. Prepared reports and analysis of account balances (classification of Payment Balance Sheet).
• Protects the integrity of the Bank by ensuring that it operates in accordance with legal and regulatory requirements, abides by the Bank's Code of Conduct, and promotes compliance in the way business is conducted.
• Processes back-office transactions and verifies transactions processed.
• Treasury Operations (FX processing, MM, BOND, MT202 & 202 processing, booking & terminating of placements, confirmation of Treasury trades etc.)
• Funds transfers especially MT101, 102, 202, 103 & wire clearing.
• Ensures back-office services are completed in a timely and accurate manner.
• Reviews cash position report daily, which reflects incoming and outgoing transactions of the Bank, to ensure intraday and overnight liquidity.
• Generates end of month GL proofs and other management reports as necessary.
• Serve as back-up officer to the nostro account reconciliations functions and takes corrective actions.
• Reviews deals from the trader and ensures that confirmations are received, as appropriate.
• Named 'Manager on Duty' during workforce shortage, while maintaining responsibilities as Back Office Specialist.

Teller - Societe Generale Bank - Albania

(2007 - 2008)

• Represented the bank in a professional manner that contributed to business growth.
• Provided exceptional customer service by meeting all customer demands.
• Serviced customer accounts, loan payments, deposits, forex transactions.
• Balanced cash drawer, ATMs and corrected discrepancies.

Bachelor - Business Administration - Sevasti and Parashqevi Qirjazi University (2010)

High School Diploma - High School "Arben BROCI" (2006)