Laura Hondle

Credit & Collections Supervisor - Venturi Supply LLC

(2025-10 - 2026-03)

Managing high volume aging to reduce DSO
Maintain and establish loyal customer relationships while collecting on past due balances
Perform adjustments and account reconciliations
Lien waivers, job maintains and project management
Set up and maintain customer accounts, set and adjust credit lines appropriately based on credit worthiness
Mentoring, leasing and coaching team to achieve performance goals
Ensure projects are completed on time and within budget
Analyzing performance metrics and identifying areas of improvement
Implementing strategic initiatives to achieve organizational goals
Address personnel issues with management and foster a positive work environment

Finance Auditor - Mesquite Gaming

(2025-05 - 2025-10)

Credit Specialist - MSC Industrial Group

(2023-10 - 2025-02)

Business to business credit, lien law proficient in all states
Provide excellent customer service to internal and external customers in all areas
Review and release of orders daily
Collection calls and account reconciliation to resolve disputes on accounts
Make sure cash is posted accurately. Make adjustments and write-offs, if necessary
Review and determine Bad Debt write-offs of specific accounts
Tax and miscellaneous credits to adjust account balances, make sure tax certificates are updated and on file
Collaborate and build relations with customers and sales people to create a win-win for all parties

Credit Manager - Genuine Cable Group LLC

(2018-03 - 2023-02)

Business to business credit, lien law, proficient in all states
Comprehensive write ups on customers credit worthiness on present and future opportunities
Financial analysis of financial statements to determine credit worthiness
Review and structure orders for release, full credit cycle including liens nationwide
Contact customers via phone, fax, and, or email regarding payment of balances owed to EIS
Works with branches and outside sales to expedite dispute resolution, full A/R cycle
Reviews aging data to determine accounts needing follow-up collection activity
Reviews credit card orders to ensure proper authorizations have been obtained
Assists in the setup of new accounts, including pulling credit reports and checking credit references

Credit Analyst - Toyota Commercial Finance - Dallas, TX

(2015-06 - 2017-05)

Business to business credit. Lien law, proficient in all states
Responsible for underwriting small, medium and large commercial loans and lease transactions for material handling and commercial truck products
Analyze and decision retail/lease offerings within my set approval levels. Make recommendations to management based on credit strength and risk analysis of applicant while:
Interpreting business and personal credit reports
Analyzing personal and corporate tax returns, examine and understand corporate financial statements
Implementing concise written summary to support underwriting decisions
Preparing written credit package for credit line requests
Restructuring deals to assist customers with cash flow challenges
Assist dealers with quoting and developing competitive financing structures and provide the highest level of service by maintaining turnaround at or above scorecard goals and objectives
Communicate with dealerships on a daily basis while explaining credit decisions with sufficient information, consistency in purchase policy and quality must be present on every decision
Work Closely with distributors in order to grow market share and portfolio balance
Collaboratively work with Sales and Marketing Department in order to identify new business
Identify process improvement opportunities while maintaining involvement in developing and executing projects

Senior Credit Risk Analyst - Ingram Micro - Santa Ana, CA

(2014-06 - 2015-06)

Business to business credit, lien law, proficient in all states
Organized and created SMB Team with the Credit Operations team in Vancouver. The focus remains on:
Building the SMB portfolios for maximum sales growth within the SMB market
Assist Credit Operations with identifying Manila accounts that need to move to the Field based on potential volume
My goal is to continue the SMB focus and improve a fluid partnership between IM Sales Teams and Credit Operations
Administer IM credit policies and procedures within assigned portfolio in a manner which will minimize losses and maximize sales revenue
Review and approve new orders and work with internal/external associates to resolve credit issues and create a win-win solution for conflict resolution
Minimize Risk and Bad Debt exposure within the SMB portfolio to ensure maximum profitability utilizing D&B, Experian, and NACM, to list some key resources
Analyze financial statements, prepare comprehensive written credit reviews and determine/set credit limits for assigned portfolio while maintaining extremely strict deadlines
Partner with customer and coordinate customer visits, when needed, to minimize risk and grow revenue
Providing the best possible customer service, on a constant daily basis, to all customers, whether internal or external, continues to be my primary career goal
Collaborative-proficient in working with a variety of people in a team-based environment to obtain results
Promote teamwork throughout the Ingram organization

Credit Manager - VCES / Volvo Group

(2012-05 - 2014-06)

Credit Manager - HD Supply Waterworks - San Marcos, CA

(2009-04 - 2012-05)

Supervisor, Credit and Collections - Alaska Airlines-Air Finance Group

(2006-07 - 2008-09)

Credit Manager-Cement Division - CEMEX USA - Ontario, CA

(2003-01 - 2005-03)

About