Mike Chapa

Highly professional Escrow Officer with 20 years of experience coordinating and finalizing Residential and Commercial Real Estate transactions. Proven client advocate in Building Relationships and creating a positive knowledgeable purchasing experience.

Dynamic

Communicator who consistently exceeds company goals and expectations who works well under pressure and against deadlines. Motivated to learn and grow and excel in the Title Industry

Real Estate Licensed Escrow Officer - BRANCH MANAGER - San JACINTO TITLE COMPANY - McAllen, TX

(2023-04)

• Oversee closing process and adhere to company guidelines.
• Prepared closing documents and review their accuracy and financial funding to close sale.
• Find out the solution of recovery problem.
• Review and certify land engineering surveys

Real Estate Licensed Escrow Officer - OS NATIONALL TITLE INSURANCE COMPANY - McAllen, TX

(2022-10 - 2023-04)

• Oversee closing process and adhere to company guidelines.
• Prepared closing documents and review their accuracy and financial funding to close sale.
• Find out the solution of recovery problem.
• Review and certify land engineering surveys

Real Estate Licensed Escrow Officer - Valley Land Title Company - McAllen, TX

(2017-11 - 2022-10)

• Oversee closing process and adhere to company guidelines.
• Prepared closing documents and review their accuracy and financial funding to close sale.
• Find out the solution of recovery problem.
• Review and certify land engineering surveys

Real Estate Licensed Escrow Officer - Landtitle USA Inc. - McAllen, TX

(2002-07 - 2017-11)

• Establish and keep good rapport with all the clients.
• Oversee closing procedures were followed and transaction would close in a timely manner.
• Make sure all transactions would close and fund.
• Manage the financial structures and set up.
• Find out the solution of recovery problem.
• Review and certify land engineering surveys

Loan officer assistant/processor/program specialist - Cornerstone Mortgage Company - McAllen, TX

(2001-12 - 2002-07)

• Supervised and prohibited the flow of disbursement and cash receipts.
• Managed potential leads
• Found suitable loan programs for customers and determined credit worthiness.
• Helped in loan grants and their recovery on time.
• Handled the trusts, lending, investments, and mortgages.
• Authorized loan solicited business.
• Handled various loan pricing engines.
• Learned over 20 different investor guidelines. Working for a correspondent lender required knowledge of all investor guidelines to ensure that secondary marketing would have smooth and seaming less transfers during loan servicing transfers.
• Knowledgeable in Loan Prospector and Desk Top Underwriting decision engines. (Freddie Mac and Fannie Mae)
• Review and certify land engineering surveys

Closing Processor - Sierra Title of Hidalgo County - McAllen, TX

(2000-07 - 2001-07)

• Build a relationship with clients and keep good rapport.
• Oversee closing procedures were followed and transaction would close in a timely manner.
• Make sure all transactions would close and fund.
• Manage the financial structures and set up.
• Find out the solution of recovery problem.
• Provide loan structure and proper recordation of legal documents to county clerk's office.
• Review and certify land engineering surveys

Texas A&M University of Kingsville

South Texas College