Monica Brito

Real Estate Broker / Agent + MLO - Self-Employed - Texas/California

(2003-06)

Serves buyers and sellers from first conversation through closing, providing both real estate guidance and mortgage readiness support.
Specializes in new construction, starter homes, and vintage/historic properties in the San Antonio market.
Pre-qualifies clients by reviewing income, assets, liabilities, credit, and DTI to determine the best loan and purchase strategy.
Advises on loan options including FHA, VA, USDA, Conventional, and first-time-buyer programs, simplifying each step clearly and honestly.
Develops competitive offers, negotiates terms, and manages the lifecycle of contracts through inspections, appraisals, and underwriting.
Reviews Loan Estimates and Closing Disclosures with clients to ensure understanding and avoid surprises.
Works directly with processors, underwriters, title, and builder reps to keep transactions smooth and on schedule.
Crafts high-performing marketing: listing descriptions, social media strategy, video tours, and SEO-rich content that drives lead flow.
Provides long-term financial coaching: improving credit, lowering DTI, building equity, planning for refinancing, and preparing for homeownership.
Maintains a high contract-to-close rate through proactive communication, clear expectations, and strong problem-solving skills.

Executive & Editorial Assistant - Caltech - Pasadena, CA

(2013-05 - 2018-12)

Coordinated and managed executive calendars and meetings, gaining a strong understanding of scheduling, logistics, and high-level support.
Built relationships with internal and external stakeholders, showcasing adaptability and professionalism in all interactions.
Enhanced office productivity by managing purchasing, budgeting, and reporting with strong attention to detail.

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