Nafiu Badru

Proactive AML/FRAUD/EDD Analyst with 5years of experience in the financial industry. I have in-depth knowledge in Fraud investigation, EDD(Enhanced Due Diligence), Anti-Money Laundering, KYC (Know Your Customer), OFAC stripping, High-risk reviews, PEP screening, Governance Risk and Compliance, Negative news dispositioning, and Adverse news feed screening. Versed in preparing Suspicious Activity Reports (SARs), Vulnerability Management, and Investigation.

Dynamic compliance professional with great interpersonal skills and multi-tasking ability, seeking an opportunity to expand skills while supporting the organization to achieve its goals.

AML/EDD Analyst - Morgan Stanley - Phoenix, AZ

(2024-06)

• Perform Enhanced Due Diligence on high-risk customers and transactional analysis using software/databases such as Lexis-Nexis, World-check, RDC, Documentum, Clink.
• Assist in risk assessment, Identification, and on-going monitoring of higher risk accounts to detect suspicious activity.
• Perform OFAC stripping and verify PEP match.
• Conduct KYC formality reports on questionable accounts and transactions.
• Escalate unusual activity to the Financial Intelligence Unit (FIU) and assist with escalating potential risks.
• Recommend new software tools and enhancements to improve fraud detection, prevention, and reporting efforts.
• Participates in continuous improvement by generating suggestions, engaging in problem-solving activities to support teamwork.
• Conduct thorough reviews for high-risk clients based on stratified risk level guidelines.
• Identifies potential threats, vulnerabilities and suspicious behavioral patterns and recommended mitigation measures.
• Validate and ensure all cases had supporting documentation to support the disposition.
• Review alerts at a high volume to determine if true match to suspected money launderers, drug dealers or terrorist.
• Perform detailed analysis on Suspicious Activity Reports (SAR) while using FinCEN Database to detect patterns, trends, anomalies and new fraud schemes in transactions.

AML/FRAUD Analyst - Chase Bank - Belair, MD

(2020-11 - 2024-05)

• Conducted objective, thorough, and timely investigations into allegations of fraud.
• Reviewed reports and individual transactions which appeared suspicious to uncover possible fraudulent activity.
• Assessed operational risks, updated code of conduct, and company policies.
• Identified and recommended control mechanisms, leading to a reduction in recurring errors.
• Analyzed and investigated complex fraud cases including ATO (Account Take Over), Dispute fraud, Elder abuse, and Synthetic Identity using Software such as LexisNexis, Unit21, Salesforce, Zendesk, Looker, RDC, Business object.
• Collaborated with team members to discuss fraud trends and brainstorm methods to combat this type of crime.
• Maintained up-to-date knowledge of fraud schemes, cybercrime tactics, and regulatory changes.
• Reviewed documentation to prevent fraud, money laundering, and identify theft losses.
• Met and exceeded both productivity and quality benchmark.
• Analyzed large amounts of data to find patterns of fraud and anomalies.
• Led and coordinated annual financial reconciliation projects involving cross-functional teams.

National Diploma - Accounting - Federal Polytechnic Ilaro (1998)