Nanthanster

Experienced Temenos Transact (T24) Solution Architect and Core Banking Consultant with 18+ years of overall experience in banking technology. Deep expertise in T24 covering core development, customization (L2/L3/L4), integration, and upgrade initiatives, with a strong focus on core banking modernization and platform transformation. Proven track record of delivering end-to-end T24 implementations and upgrade assessments (including R13 to R25), while improving system performance, scalability, and maintainability.

Strong experience in Temenos Transact wealth management capabilities, including support for investment accounts, portfolio structures, client holdings, and integration with wealth and advisory platforms. Hands-on experience designing integration between core banking and wealth systems to enable a unified customer view, investment servicing, and reporting.

Independent contractor - Core Banking - Vanthesys INC Consulting - Vancouver, BC

(2025-02)

• Delivered solution architecture guidance for core banking and digital banking integration, including API-based services for customer onboarding, accounts, and funds transfer capabilities.
• Designed and developed a wealth management audit and data handling framework to validate investment accounts, portfolio holdings, and transaction data, improving reconciliation and audit readiness.
• Provided guidance on data handling, reconciliation, performance optimization, and scalability for core banking and integrated financial systems.
• Supported technical design reviews and architecture governance for payments, digital channels, and core banking integration initiatives.

Team Lead, Senior Programmer Analyst - Vancity Credit Union - Vancouver, BC

(2016-01 - 2025-01)

Core Banking (Transact T24)

• Mentored and cultivated Transact (T24) skills within teams, integrating them into the Software Development Life Cycle (SDLC) resulting in a 20% enhancement in staff performance.
• Spearheaded the design, development, and maintenance of L4 customizations in banking platforms for Vancity, resulting in a 25% reduction in technical debt.
• Played key role in implementing the Transact (T24) in Vancity. Resolved six mission critical production issues.
• Successfully improved COB performance by 25% with implementing database queries optimization, enhancing server infrastructure and caching mechanism.
• Delivered Temenos IRIS REST API digital onboarding include customer account (AA), funds transfer and multiple reports, provided solution design for front end development.
• Successfully designed solutions for Payment modernization projects, guidance on performance tuning, security using Temenos IRIS framework that led to successful launch of real-time Etransfer.
• Solution design and implemented IF events successfully integrated CRM and LOS systems with T24 platform.
• Successfully implemented T24 core banking implementation project for Vancity identifies key business problems and escalated on time that led to the successful Big Bang GOLIVE launch both in branch/online.
• Led technical workshop to renovate core banking L2, L3 and L4 developments and UI that eradicated technical debts drastically.
• Project planning, business requirement and technical solution design on T24 core banking and Central 1 Online/Mobile banking platforms for small business end clients

Technology Lead, Core Banking - Infosys Technologies Ltd - Chennai, India

(2015-01 - 2016-12)

• Mentor team of developers for software development SDLC, solution design and software development.
• Attend regular triage meetings and understand the priority of client needs.
• Ensure clearing any roadblocks for developers and provide guidance.
• Allocating the tasks to staff and conducting performance reviews.

Consultant, Transact (T24) Lead - Capgemini - Chennai, India

(2007-01 - 2015-12)

• Designed and developed an audit, security, and data handling tool for Temenos Transact (T24) wealth management and securities-related modules, enabling validation of investment holdings, securities positions, portfolio data, and transaction reporting, with strong focus on security controls, auditability, and regulatory reporting; later positioned for deployment across client environments in Europe.
• Delivered Temenos Transact (T24-R14) implementation for SAMBA Bank, covering retail and corporate lending, mortgages, and defect resolution, with full lifecycle support including SIT and UAT in collaboration with business and IT stakeholders.
• Designed and developed integration interfaces in T24-R14 for Banco Credicoop (Spain), including salary processing and data network interfaces, ensuring successful end-to-end testing and business validation.
• Led core banking transformation at Vancity Credit Union (T24-R11), supporting migration from legacy RFS system, covering member offerings, loans, deposits, reconciliation, and safe deposit processes with workflow and role-based homepage design.
• Contributed to Temenos Transact core development (R11 Model Bank) at Temenos, including role-based homepages, process workflows, arrangement architecture, and feasibility analysis of the "NEO" front-end with Temenos UK team.
• Delivered implementation and support for EXIM Bank and Bank Muscat (T24-R06), covering data migration, regulatory reporting, interfaces (ATM, cards, channels), financial reporting, and production stabilization including defect resolution in critical production interfaces.

Bachelor of Engineering - Electrical and Electronics - Anna University (2002-01 - 2006-12)