Nisha Anto

Global trade and banking operations professional with experience across trade finance, portfolio management, structured trade finance, funded and unfunded risk participation, risk sales, cross-border transactions, and regulatory controls. Hands-on experience with Letters of Credit, guarantees, documentary collections, trade loans, import/export documentation, sanctions screening, AML/KYC, SWIFT trade messages, reconciliations, and settlement processes. Proven team leader with strengths in risk monitoring, due diligence, process improvement, reporting, stakeholder coordination, and training.

Teacher - Safari Kid - Newark, CA

(2026-02)

• Plan and deliver structured learning activities, maintain accurate observations, and communicate progress clearly with families and colleagues.
• Coordinate with teaching staff, manage competing priorities, and maintain a safe, organized, and supportive classroom environment.

Team Leader - Global Trade / Trade Finance - Standard Chartered Bank - Bengaluru, India

(2018-04 - 2018-06)

• Led day-to-day execution and team coordination for global trade finance activities, ensuring timely processing, clear ownership, and adherence to internal controls.
• Managed trade finance portfolios involving Letters of Credit, guarantees, documentary collections, trade loans, structured trade finance, and trade risk participation transactions.
• Managed funded and unfunded risk participation positions and supported risk sales activities, portfolio monitoring, transaction execution, and settlement follow-through.
• Reviewed trade transactions and supporting import/export documentation for completeness, accuracy, sanctions considerations, AML/KYC requirements, and applicable internal procedures.
• Coordinated with relationship, operations, risk, compliance, finance, and other stakeholders to resolve transaction exceptions, manage risks, and meet client and business timelines.
• Prepared portfolio and management reporting, analyzed transaction data, tracked issues, and identified process improvements to strengthen controls and operational efficiency.
• Trained and supported team members on trade finance workflows, transaction controls, documentation requirements, and operational procedures.

Senior Officer - Global Trade / Trade Finance - Standard Chartered Bank - Bengaluru, India

(2016-02 - 2018-03)

• Supported global trade finance portfolios across Letters of Credit, guarantees, bills/documentary collections, trade loans, structured trade finance, and risk participation.
• Performed transaction review and due diligence, including documentation checks, sanctions screening, AML/KYC controls, and escalation of exceptions for resolution.
• Processed and monitored funded and unfunded trade risk participation transactions and supported risk-sale lifecycle activities across international trade portfolios.
• Used SWIFT trade messages and banking systems to support transaction processing, settlements, status updates, and counterparty communications.
• Performed portfolio analysis and reconciliation, prepared reports, identified trends and discrepancies, and provided actionable information to support risk and business decisions.
• Worked with internal stakeholders to resolve operational breaks, improve turnaround times, and maintain accurate records throughout the transaction lifecycle.

Process Associate - International Banking Operations - Royal Bank of Scotland - Chennai, India

(2014-06 - 2016-02)

• Monitored and reported transactions throughout their lifecycle and supported accurate reconciliation, settlement, and investor/client reporting.
• Managed SWIFT messaging related to payments, deal closures, risk participation, and transaction queries, including MT103, MT202, MT202(COV), and MT799 messages.
• Processed international payments and settlements, including single payments, direct entries, batch payments, and term deposits, while meeting designated turnaround times.
• Performed reconciliations of suspense and client accounts, investigated discrepancies, coordinated resolution with internal departments, and maintained accurate journal entries.
• Supported risk participation and investment-related transaction reporting, invoice payments, deal monitoring, and communication with internal teams and counterparties.
• Maintained high-value client accounts, supported treasury funding across multiple currencies, and processed standing instructions and other time-sensitive payment activities.
• Prepared weekly, monthly, and quarterly reports and trained new employees on transaction processes, controls, and operational procedures.

Master of Commerce - Commerce, Accounting, Finance & Computer Science - PSG College of Arts and Science (2014)

Bachelor's in E-Commerce - E-Commerce, Accounting, Finance & Computer Science - Kongunadu Arts and Science College (2012)