Reena V

Financial Analyst with 4+ years of experience in financial planning and analysis (FP&A), budgeting, forecasting, variance analysis, financial modeling, and management reporting across banking, telecommunications, and financial services environments. Skilled in evaluating business performance, identifying revenue and cost trends, and delivering data-driven insights that support strategic planning and operational decision-making. Proficient in Excel, SQL, Power BI, Tableau, Looker, Snowflake, and Oracle, with a strong track record of partnering with finance and business leaders to improve reporting processes, optimize financial performance, and support organizational growth.

Financial Analyst - CVS HEALTH

(2025-04)

• Supported annual budgeting and monthly forecasting activities for departments managing $15M+ in operating expenses, leveraging Workday and Oracle ERP data to validate assumptions, consolidate business inputs, and support leadership planning discussions.
• Prepared monthly management reports and executive dashboards covering revenue, expenses, portfolio trends, and KPI performance, supporting leadership decision-making and business planning activities.
• Performed budget-to-actual and variance analysis across operating costs, technology spend, and business functions, identifying key drivers impacting financial performance and forecast accuracy.
• Developed financial models for forecast updates, cost analysis, scenario planning, and recurring business planning requests, supporting informed decision-making and resource allocation.
• Partnered with Customer Success, Sales, Marketing, Legal, Technology, and Operations teams to evaluate spending trends, validate forecast assumptions, and align financial plans with business objectives.
• Standardized reporting templates and validation controls, reducing monthly reporting preparation time by 25% while improving consistency and accuracy across finance reports.
• Delivered ad hoc financial analyses covering cost trends, revenue movement, spending exceptions, and planning assumptions to support finance and business stakeholders.
• Maintained audit-ready documentation for report logic, assumptions, reconciliations, and variance explanations, supporting compliance requirements and internal financial controls.

Financial Data Analyst - Hartford Financial Service Group

(2024-07 - 2025-03)

• Analyzed wireless revenue trends, customer usage patterns, churn indicators, and service metrics to identify business risks, growth opportunities, and segment-level performance movement.
• Developed KPI dashboards tracking 60+ revenue, churn, subscriber, and operational metrics, providing finance and business leaders with actionable performance insights.
• Supported forecast reviews by assessing subscriber activity, pricing changes, retention movement, and revenue assumptions for business planning conversations with finance partners.
• Managed Excel-based revenue models to compare customer segments, product plans, usage patterns, and pricing changes across recurring monthly business performance reviews.
• Automated recurring reporting processes using Tableau, Looker, and Excel, reducing manual reporting effort by approximately 30% and improving report delivery timelines.
• Produced ad hoc analysis covering revenue leakage, customer behavior, cost trends, service exceptions, and recurring business questions from finance and operational leaders.
• Documented report assumptions, revenue definitions, validation checks, and issue notes, improving consistency across recurring finance reports and stakeholder review cycles.

Associate Financial Analyst - Capri Global

(2020-05 - 2022-11)

• Assisted with branch budget tracking and expense analysis by comparing actual costs against approved plans, historical patterns, and prior-period results during month-end activities.
• Produced daily, weekly, and monthly financial summaries covering revenue, expenses, branch productivity, portfolio movement, and lending results for regional management review.
• Monitored lending performance across 20+ branches, tracking loan disbursements, repayments, delinquency trends, and collections activity for management review.
• Built Excel tracking models for repayment trends, overdue balances, collections follow-up, and branch performance metrics used in recurring finance review discussions.
• Improved reconciliation and validation procedures during month-end close, reducing reporting discrepancies by 20% and enhancing financial data accuracy across branch reports.
• Reviewed customer repayment behavior, account status changes, and collection follow-up results to support lending assessments, collections planning, and branch performance conversations.
• Collaborated with branch managers, operations staff, and finance reviewers to clarify data issues, confirm assumptions, and deliver accurate materials within reporting deadlines.

Master of Science - Business Analytics - University of New Haven (2024-12)