Rosa Morales

AML Analyst/ Funds Transfer Investigator with 9 years of experience in compliance investigation.

SAR (Suspicious Activity Report) Analyst - Michael Page Recruiting Company - Bank of China, New York City

(2025-05 - 2025-10)

Assigned to Bank of China, New York City.

• Conducted in-depth investigations.
• Analyzed transactions.
• Drafted detailed narratives for SAR filings.

Compliance Analyst: Anti-Money Laundering - Flagstar Bank, N.A. - New York, NY

(2015-09 - 2024-05)

• Monitored suspicious transactions via The Actimize Suspicious Monitoring System (SAM).
• Analyzed flagged activity for further investigation.
• Conducted internal and external due diligence associated with a customer profile.
• Initiated Suspicious Activity Report in a timely manner.
• Maintained case files with pertinent documentation.
• Experience with FinCEN's 314 requests and Subpoena requests.
• Participated in testing and implementation of NICE Actimize rules.

Senior Funds Transfer Associate: Anti-Fraud Section - Signature Bank - New York, NY

(2012-07 - 2015-09)

• Monitored customer payment history.
• Processed wire transfer payments.
• Verified calls before releasing payments.

Funds Transfer Operations - Banco do Estado do Rio Grande do Sul S.A. - New York/Miami, Florida

(2003-02 - 2012-07)

• Managed the daily operations for all wire transfer functions.
• Responsible for the New York's office accounts payable section.
• Acting AML Supervisor during the relocation process from New York to Florida.

Bachelor of Arts - Sociology - Lehman College Bronx, NY