Residential Review Analyst - Eval.com
(2026-06 - 2026-07)
- Prepared residential property evaluations through market research and comparable sales analysis.
- Researched subject properties using MLS, public records, tax records, and valuation databases.
- Analyzed comparable properties and market information to support residential property evaluations.
- Produced written evaluations supporting residential lending decisions.
Appraisal Underwriter - Freedom Mortgage - Remote
(2024-03 - 2026-06)
- Independently reviewed residential appraisal reports to support mortgage underwriting decisions.
- Evaluated collateral risk using comparable sales, market trends, property characteristics, and Fannie Mae guidance.
- Verified appraisal accuracy and compliance with investor, company, and regulatory requirements.
- Identified appraisal-related issues and communicated conditions and findings to underwriting and operations teams.
- Reviewed valuation information to identify potential collateral risk and discrepancies.
- Managed daily workflow while consistently meeting production and quality standards.
Credit Underwriter - Guaranteed Rate - Remote
(2022-08 - 2022-11)
- Independently underwrote conventional mortgage loans by analyzing borrower income, assets, credit, collateral, and overall loan risk.
- Evaluated collateral information as part of overall residential mortgage underwriting decisions.
- Reviewed loan files for compliance with investor guidelines and regulatory requirements.
- Identified documentation deficiencies, potential risk factors, and loan inconsistencies.
- Communicated underwriting decisions and loan conditions with processors and loan originators.
- Utilized DU/LP findings and underwriting guidelines to support sound lending decisions.
Collateral Underwriter - Guaranteed Rate
(2020-08 - 2022-08)
- Reviewed residential appraisal reports to determine collateral eligibility and valuation accuracy.
- Analyzed comparable sales and market conditions to identify valuation risk.
- Evaluated appraisal information for consistency with investor and agency requirements.
- Identified valuation issues and appraisal-related conditions requiring resolution.
- Worked closely with underwriting teams to resolve collateral-related conditions.
Collateral Underwriter - Quicken Loans - Detroit, MI
(2014-05 - 2020-07)
- Evaluated residential collateral for mortgage lending decisions through detailed appraisal review and market analysis.
- Assessed collateral risk and verified valuation accuracy using Fannie Mae data and comparable sales.
- Reviewed residential property characteristics and appraisal information to support lending decisions.
- Ensured compliance with investor guidelines and company quality standards.
- Worked within production-focused underwriting workflows while maintaining quality and accuracy.
Vendor Analyst - Quicken Loans
(2012-09 - 2014-05)
- Managed appraisal workflow, documentation, and vendor communications.
- Coordinated issue resolution while maintaining production timelines and service standards.
- Communicated with appraisal vendors regarding documentation and workflow issues.
Financial Analyst - RHP Properties - Farmington Hills, MI
(2012-08 - 2012-09)
- Developed financial reports and budget analyses supporting operational and investment decisions.
Credit Analyst - TD Auto Finance - Farmington Hills, MI
(2011-06 - 2012-03)
Contract through Mergis
- Evaluated retail and lease credit applications through detailed financial and credit analysis.
