Salman Rafique

Lead Backend Software Engineer with 17+ years of experience designing and delivering enterprise-scale fintech, telecom, and cloud-native applications. Expertise in microservices architecture, API design, distributed systems, fraud detection systems, DevOps automation, and engineering leadership, with proven success building secure, high-availability platforms serving millions of users.

Lead Backend Software Engineer - Axian Group

(2022-11)

Leading backend development for Mvola Fintech App, a mobile money platform in Madagascar, and internal HR and telecom systems (My Axian HR App, Inside Telecoms).

• Led a team of 8 backend engineers developing microservices integrated with Amdocs OSS/BSS systems, increasing development velocity by 25% and achieving on-time delivery for 95% of sprints.
• Implemented secure API endpoints and Amdocs authentication protocols, enabling seamless third-party integrations and contributing to 15% growth in user adoption.
• Automated deployment pipelines using CI/CD tools, shortening release cycles from 2 weeks to 3 days and minimizing manual errors.
• Directed revenue growth, cost reduction, and GSMA compliance initiatives for a full platform rebuild and relaunch.

Lead Software Engineer - JazzCash

(2022-03 - 2022-11)

Focused on fintech transaction fraud detection, loyalty point systems, and API security for JazzCash mobile wallet.

• Built RESTful APIs and SOAP wrappers for loyalty point integration, boosting user retention by 25% through personalized rewards.
• Led security audits and fraud-detection enhancements, integrating advanced encryption and behavioral analytics, resulting in a 40% decrease in chargeback incidents.

Senior Software Engineer - 3S Solutions

(2019-11 - 2022-03)

• Delivered backend engineering and systems integration work across client projects, applying SOA and REST API design principles.
• Developed Bullfrog Spas' online order platform, including 3D preview of components, production pipeline forecasting, logistics, and dealer/admin management portals.

Senior Software Engineer - HalimSol

(2018-12 - 2019-08)

• Contributed to backend software development and systems integration engagements.
• Built Quanika, a customized access-control solution integrating cameras, doors, elevators, floors, and security alarm rules using Axis technology.

Senior Software Engineer - Aspose Pty Ltd

(2012-01 - 2018-07)

Worked across multiple products including Bullfrog Spas order management, Quanika security/access control systems, and file-format Cloud SDKs.

• Provided file-format technical support and contributed to Cloud SDKs across .NET, Java, Ruby on Rails, Python, and PHP, plus developer guide content for .NET, Java, Reporting Services, and SharePoint.
• Built the Code Porting application to automatically port codebases between languages and contributed to the Banckle Cloud editor.

Executive Software Engineer - Wateen Telecom

(2009-01 - 2011-12)

• Developed CRM-NG modules for customer activation, presale/post-sale tariffs, invoicing, and prepaid/postpaid billing, including segregated postpaid billing and monthly bill runs.
• Built TMS-NG dashboards to monitor call center performance, ticket routing, and auto-ticket assignment, including shift management and automatic load balancing.

Master's - computer science - University of Engineering and Technology, Lahore (2015)

Bachelor's - computer science - University of South Asia, Lahore Cantt (2009)