Samantha Larson

Finance professional with more than 10 years in the automotive industry, including over seven years as a Finance Manager working directly with banks, credit unions, dealership leadership, and customers to structure, evaluate, and fund automotive loans. Experienced in reviewing credit applications, interpreting lender guidelines, resolving complex financing scenarios, and ensuring compliant loan documentation from approval through funding. Known for building strong relationships with lending partners, identifying financing solutions for customers with a wide range of credit profiles, and serving as a trusted resource for sales and finance teams.

Frequently relied upon by management to assist with lender placement, challenging approvals, and training new Finance Managers on lender programs, compliance requirements, and deal structure. Senior AFIP Certified with extensive experience partnering with regional and national banks, credit unions, and lending institutions. Seeking to leverage expertise in consumer lending, credit analysis, compliance, and relationship management in a banking or financial services role, including underwriting, consumer lending, loan servicing, or collections.

Finance Manager - KORUM HYUNDAI - Tacoma, WA

(2022-10)

Manage the complete finance process while partnering with customers, sales leadership, banks, and credit unions to secure financing while maintaining compliance with lender and regulatory requirements.

• Review customer credit profiles and structure financing solutions that align with lender guidelines while balancing customer needs, lender requirements, and dealership objectives.
• Work closely with sales managers before customers enter the finance office to identify lending options, strengthen deal structure, and proactively resolve funding challenges.
• Maintain strong working relationships with Harborstone Credit Union and other regional and national lending partners.
• Analyze lender approvals, communicate stipulations, and ensure all documentation is complete and accurate before funding.
• Regularly assist multiple dealerships within the Auto Group, adapting to different manufacturer programs and lending requirements.
• Train and mentor new Finance Managers on lender programs, compliance standards, documentation, and deal structuring.
• Frequently serve as a resource for management and fellow Finance Managers on complex financing scenarios, lender placement, and approval strategies.
• Routinely identify financing solutions for customers with challenging credit situations while maintaining lender compliance.

Finance Manager - MILAM MAZDA - Puyallup, WA

(2021-08 - 2022-10)

Managed the finance process from credit application through funding while working closely with customers, lenders, and dealership leadership to secure financing and maintain compliance with lender requirements.

• Reviewed customer credit applications and matched customers with lending programs aligned with credit profiles and lender guidelines.
• Worked directly with banks and credit unions to obtain approvals, satisfy lender stipulations, and ensure complete funding documentation.
• Prepared compliant finance contracts while maintaining dealership, lender, and regulatory standards.
• Built productive relationships with lending partners and resolved funding issues efficiently.
• Guided customers through financing options and protection products while providing a transparent customer experience.
• Adapted quickly to evolving lender policies and manufacturer finance program changes.

Finance Manager - CAR PROS KIA - Tacoma, WA

(2019-01 - 2021-08)

Managed customers through the finance process by evaluating financing options, preparing compliant loan documentation, and working closely with banks, credit unions, and dealership leadership.

• Reviewed customer credit applications and identified financing solutions aligned with lender guidelines.
• Worked directly with banks and credit unions to obtain approvals and satisfy lender stipulations.
• Prepared compliant finance documentation.
• Educated customers on financing options and protection products.
• Collaborated with sales managers to structure deals that balanced customer affordability with lender requirements.
• Maintained productive relationships with lending partners.

Sales Consultant - TACOMA DODGE - Tacoma, WA

(2017-01 - 2019-12)

Built lasting customer relationships while guiding customers through the vehicle purchasing process.

• Assisted customers in selecting vehicles that met their needs and budget.
• Built trust through communication and follow-up that generated repeat and referral business.
• Collaborated with sales managers and the finance department to support seamless transactions.
• Maintained product knowledge and awareness of manufacturer incentives and financing options.

High School Diploma