Tami Peek

Experienced mortgage loan professional with extensive expertise in loan origination, processing, and closing, adept at utilizing advanced loan origination systems and ensuring regulatory compliance. Proficient in credit evaluation and risk assessment, with strong communication and teamwork skills. Seeking to leverage skills and help your company grow and benefit from my past experience.

Senior Mortgage Loan Processor at Lake Area Mortgage, a Division of Royal Credit Union (2021-09 – Present)

• Document and review mortgage loans to ensure they meet investor guidelines. Review credit, asset, and income documents, structure loan according to purchase agreement or build contract.
• Calculate income based on tax returns for self-employed borrowers. Obtain additional documents as required.
• Order appraisal, title, flood, and other documents required for the success loan processing. Review for accuracy and update loan file accordingly.
• Communicate with borrowers, loan originators, closers and agents regarding loan status and updates.
• Re-structure loans as required to ensure smooth closing and GSE eligibility.
• Facilitating land trust training, 1031 exchange, and construction loan training for other processors.

Mortgage Loan Officer at Affinity Plus Federal Credit Union (2014-09 – 2021-09)

• Assist members in meeting home ownership and financial goals. Originate real estate mortgage loans for purchase and refinance along with home equity mortgage loans.
• Obtain and review loan documents to ensure accuracy and that federal and NCUA guidelines are met.
• Maintain communication with members, agents and other vendors involved in transactions. Answer incoming phone calls.
• Review appraisal, title, and other required documents. Schedule closings and ensure accuracy.
• Conduct closings and disburse checks as needed/fund mortgages.
• Taught financial education in local school systems. Taught homebuyer education courses.

Owner/Loan signing Agent at Consider it Signed, Mobile Notary Services (2010-10 – 2014-09)

Owner of home-based business for local mortgage loan closings at customers' home or desired locations. Print documents, review with borrower, facilitate signing and ensure accuracy and efficiency in loan delivery. Maintain budget, ensure record-keeping and compliance are up to date. Continuing education as required by industry regulations. Maintain appropriate licensing, bonding and errors and omissions insurance. Maintain marketing through social media.

Sr. Mortgage Loan specialist III at Wells Fargo Home Mortgage (2007-09 – 2010-04)

Job Description: Self Employed

• Managed pipeline of 150-200 loans monthly, processed CO-OP and CEMA New York loans, delivered customer service through queue line.

Sr. Mortgage Loan Specialist III at Wells Fargo Home Mortgage (2004-04 – 2007-05)

• Managed a pipeline of 70-80 mortgage loans monthly, including FHA, VA, and conventional mortgages, communicated loan status to customers, clarified terms and conditions, verified credit accuracy with customers, and gathered and reviewed necessary documentation, including income and asset statements.

Customer Service Rep at Wells Fargo Home Mortgage (2002-08 – 2003-10)

• Assisted borrowers with mortgage-related inquiries during high-volume periods, reviewed escrow analyses, analyzed payment histories to ensure accurate account information.

Master of Business Administration in Business Administration – University of Phoenix (2023-05)

Bachelor of Business Administration in Business Administration – University of Phoenix (2022-06)

Diploma in General Education – Blaine High School (2000-06)