Togarapi Deshu

PROFESSIONAL EXPERIENCE

Remote Jan 2021 - to date

Underwriting retail conventional,purchase, refinance, cash out, limited cash out, single-family residence, PUD, condo, 2-4 unit, and investments
Conduct comprehensive risk assessments to make decisions regarding conditional approval, suspended, or declined statuses for borrowers.
Entrusted with a lending authority up to $900,000; analyze financial documents, personal/business tax returns, self-employment income, cash flows, credit, assets, bank statements, and additional documentation to generate decisions.
Gathered loan attributes and documentation, analyzed loan files to identify risk or potential misrepresentation, and assessed income, credit, appraisal, or equity loan files.
Successfully completed 6-8 loan reviews daily. Conducted comprehensive evaluations of income, assets, credit reports, collateral, notes, mortgages, liens, titles, and appraisals.