SENIOR MORTGAGE UNDERWRITER - PINNACLE CAPITAL PLUS - Upfront U/W
(2011-10 - 2012-03)
600K lending authority
- Manual and AUS underwrite residential loans to lender and investor. Paperless system.
- Analyze income, assets, trusts and property documentation.
- Quality production with no audits.
SENIOR MORTGAGE UNDERWRITER - BANK OF AMERICA - Upfront U/W
(2010-05 - 2011-09)
3 Million Lending Authority
- Manual and AUS underwrite up to three million on conforming, nonconforming, super jumbo & specialty programs in paperless environment for the Elite borrower.
- Analyze complicated tax returns, income, assets, trusts and collateral per investor guidelines.
SENIOR CONVENTIONAL UNDERWRITER - CONTRACT UNDERWRITER - Upfront U/W
(2007-10 - 2010-01)
$500K Lending Authority
- Analyze income, assets, trusts & property of mtg. loans in retail paperless environment.
- U/W conforming, jumbo and super jumbo, fixed and arm programs.
- Verify loans comply with all guidelines.
SR. UNDERWRITER - AMERICAN BROKERS COND - Upfront U/W
(2004-04 - 2007-08)
$600K Lending Authority. Same company as Capitol Commerce Mtg.
- Underwrite 6 loans per day.
- Underwrites consist of Option Arms, Non-Conforming, Conforming products.
- Utilize CDU, DU, LP, EMAGIC, & UNIFI.
- Maintain relationships with AE & broker.
SR. UNDERWRITER - SIB MTG, DIVISION OF AURORA LN SVCS, LEHMAN BROS - Upfront U/W
(2003-08 - 2004-04)
$500K Lending Authority
- Underwrite 6 loans day. Specialize in Super Jumbo I/O programs. Knowledge of various types of products: FNMA, FHLMC, COUNTRYWIDE, RFC, ALS, etc.
- Maintain customer service with brokers, AE, & internal staff.
SR. UNDERWRITER - CAPITOL COMMERCE MTG - Upfront U/W
(2002-04 - 2003-08)
$600K Lending Authority. Same company as American Broker's Conduit
- Underwrite & maintain pipeline of 160+ loans Including conforming, non-conforming, fixed & adjustable loans.
- Full knowledge of tax returns
