Chief Financial Officer (CFO) - CLASH
(2025-04 - 2025-12)
Digital solutions and automation company focused on customer experience through AI, bots, and engagement tools. Reporting to the Group CFO, acting as Business Partner to 3+ CEOs with direct communication with the company's Board.
- Responsible for strategic planning and financial performance monitoring across all group companies.
- Led the annual forecasting process and monthly performance reforecasts.
- Directed the execution of operational efficiency initiatives and margin optimization strategies.
Chief Financial Officer / CFO - United Health Group
(2020-08 - 2024-05)
Diversified healthcare American company with gross revenue of R$26 billion. Reporting to the CEO and acting as BP for +3 CEOs with direct communication to the United States headquarter and a 35 employees team.
- Leadership of the executive committee for implementation and governance of the pricing process for contractual adjustments for main health insurance clients.
- Main result lines budget preparation and management.
- Feasibility studies management for main projects, identifying risks, opportunities and coordinating implementation with all involved areas.
- Participation as an executive member of leadership, guiding the products and segments portfolio growth strategy to define goals and commercial team variable remuneration policies.
- Trade marketing investments supervision, including proposals and campaigns valuations aimed at the company's sales.
- Strategic goals establishment, aligned with the organization's business plan, developing a comprehensive methodology that resulted in a significant increase of 30% in the EBITDA line.
- Consistent controls implementation, processes automation and new methodology development, resulting in a 24% negotiations improvement with main customers.
- Budget model and automated projection development, boosting the decision-making efficiency and speeding up the strategic issues resolution.
Finance Manager - United Health Group
(2020-01 - 2020-08)
- Key accounts pricing renewals executive committee leadership, with active participation as a leadership team member, providing strategic guidance for growth.
- Relationship establishment and maintenance with headquarters in the United States.
Strategic Planning Manager (Retail and Wholesale) - BANCO VOTORANTIM / VOTORANTIM BANK
(2015-01 - 2019-12)
National Retail and Wholesale Bank.
- Quantitative and qualitative analyzes and studies execution, aiming to improve performance, efficiency and reduce risks in the credit granting area.
- Development and application of models in order to maximize the credit tables results.
- Responsible for building and consolidating the Retail and Wholesale MIS structure of the Credit Concession department.
- Executive presentations for the bank's president and directors.
Risk MIS Supervisor (Retail and Wholesale) - BANCO VOTORANTIM / VOTORANTIM BANK
(2012-06 - 2014-12)
- Responsible for building and consolidating the Retail and Wholesale MIS structure in the Risk department.
- Weekly, fortnightly and monthly reports for the bank's presidency and directors.
- Non-payment studies and policies/models implementation responsible.
- Management reports, results projections, qualitative and quantitative analyses preparation responsible.
- Board's focal person for the relationship with controllership, finance and investor relations.
- Consolidated interaction with BACEN and rating agencies.
- Credit operations automation planning and executing responsible.
- Highly structured policies introduction, supported by statistical models to increase predictability with a 40% efficiency gain in operational costs.
- Solid governance implementation with strong performance indicators, to support strategic discussions and facilitate decision making.
Billing Analyst - BANCO ITAU / ITAU BANK
(2011-06 - 2012-06)
National Retail and Wholesale Bank.
- Participation in the migration of internal billing to billing offices. Creation of monitoring reports, negotiation with partners in order to achieve established goals, with an efficiency gain of 18% in the first six months of the project.
- KPIs control, projections and re-projections of goals established for partners.
- Operations segmentation seeking greater revenue with lower operating costs, clustering and asset turnover depending on performance.
Risk MIS Analyst - BANCO ITAU / ITAU BANK
(2009-05 - 2011-05)
- Annual budget preparation responsible, loss and non-payment lines monitoring and models development.
- Studies review on PDD rules and other result lines preparation.
- Focal person for the management's relationship with the bank's controller.
- Executive committees materials consolidation.
Billing Analyst - BANCO ITAU / ITAU BANK
(2008-01 - 2009-04)
- Collection Strategy Management for Individual, Corporate and Financial banking products.
- Development and implementation of statistical models (collection score, clustering, behavior) and charging policies testing.
- Management reports preparation, results projections, qualitative and quantitative analyses.
- Development of new offers for customers aiming to recover and improve performance.
- Large interaction with the Renegotiation Call Center management (quality, script, management).
Intern - JSC INTERNATIONAL TRADING
(2005-03 - 2006-04)
National import and export company.
- Customers Prospecting, suppliers negotiation to close new business; investment analysis and feasibility studies, calculating exchange rate variations and incidence of taxes on products, aiming to reduce the transactions tax burden.
Advisor and Salesperson - SKALADA AGROPECUARIA / SKALADA FARMING
(2002-03 - 2005-01)
National agricultural Implements company.
- Responsible for cash flow, payable/receivable accounts, costs and fixed assets, balance sheet, product profitability analysis and resources application, budgets preparation, quotation and negotiation with suppliers of necessary products for manufacturing and factory stocks control.
